Baldwin County property record for 33410 River Rd, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,352 sqft · built 1993 |
| Lot Size | 0.14 acres (6,110 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,900,000 (Aug 2022) |
| Tax Bill | $6,064 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 63-08-34-0-000-002.085 |
| Primary APN | 63-08-34-0-000-002.085 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Heated Area |
| 1st Floor Area | 1,167 sqft |
| Upper Floors Area | 1,085 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,110 sqft (0.14 acres) |
| Lot Dimensions | 235 ft deep x 26 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 841 sqft |
|---|---|
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 513882 |
|---|---|
| Street Address | 33410 RIVER RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26' X 235'S 286.03' IRR LOT 16 SANDS POINT ONO ISLAND SUBD UNIT 25 SLIDE 1174 A SEC 34 T8S R6E (WD) |
| Legal Subdivision | SANDS POINT-ONO ISLAND |
| Legal Block | U-25 |
| Legal Lot Number | 16 |
| Legal Unit | 25 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11415 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1508 FLEETWOOD DR, FRANKLIN, TN 37064-4859 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 20222015182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 33410 RIVER RD, ORANGE BEACH, AL 36561-3766 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002052328 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2052328 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 1, 2022 |
| Property Address | 33410 RIVER RD, ORANGE BEACH, AL 36561-3766 |
| Document Number | 0002015182 |
| Map Reference | SL 1174-A |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2015182 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 WHITING CT, DAPHNE, AL 36526-4616 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1508 FLEETWOOD DR, FRANKLIN, TN 37064-4859 |
| Document Number | 0002015183 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2015183 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,064.00 (+6.99%) | ||
| 2025 | $5,668.00 (+9.08%) | $202,440 (+9.09%) Land $103,740 Building $98,700 | $2,091,900 (+12.72%) Land $1,072,200 Building $1,019,700 |
| 2023 | $5,196.00 (+27.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $185,580 (+27.04%) | $1,855,800 (+27.04%) Land $1,007,200 Building $848,600 |
| 2022 | $4,090.00 (+34.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $146,080 | $1,460,800 Land $746,800 Building $714,000 |
| 2021 | $3,040.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 840 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5,049 units insured incl. 4,209 condo units |
| Nearby Flood Claims | 529 (1995–2020) |
| Claims Outside the SFHA | 30 of 529 |
| Most Recent Claim | Nov 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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