Mecklenburg County property record for 3341 Tracelake Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,838 sqft · built 1973 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,500 (Nov 1987) |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-161-12 |
| Primary APN | 215-161-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Upper Floors Area | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 672 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 325 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3341 TRACELAKE DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15(CD) |
| Legal Description | P19B M15-527 |
| Legal Subdivision | WINDROW ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5712 |
3341 Tracelake Dr is owned and occupied by two individuals who bought it in November 1987.
Source: Mecklenburg County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3341 TRACELAKE DR, MATTHEWS, NC 28105-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 1987 · Amount on File |
| Deed Sale | Nov 25, 1987 · Amount on File |
| Deed Book / Page | 5647 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 25, 2026 |
| Property Address | 3341 TRACELAKE DR, MATTHEWS, NC 28105-3972 |
| Document Number | 0000091866 |
| Book / Page | 40673 / 74 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202691866 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 3341 TRACELAKE DR, MATTHEWS, NC 28105-3972 |
| Document Number | 0000091866, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 40673/74 |
| Instrument | 202691866 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3341 TRACELAKE DR, MATTHEWS, NC 28105-3972 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000010023 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 36982/143 |
| Instrument | 2022010023 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 3341 Tracelake Dr was $1,349.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349.00 | $335,300 Land $90,000 Building $245,300 | $335,300 Land $90,000 Building $245,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3341 Tracelake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3341 Tracelake Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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