San Diego County property record for 3341 Terrace Ln, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,475 sqft · built 1980 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,550,000 (Sep 2024) |
| Tax Bill | $10,847 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-561-07-00 |
| Primary APN | 165-561-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,475 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 25,700 sqft (0.59 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3341 TERRACE LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 70 TR 008670 |
| Legal Subdivision | CARRIAGE SQUARE ESTATES |
| Legal Tract | 008670 |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18515 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2019 | Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 2024240174 |
| Prior Transfer Date | May 27, 2003 |
| Prior Transfer Doc | 0000834807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Document Number | 0000283198 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-0283198 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Document Number | 0000413025 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-0413025 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | 91250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Document Number | 0000460651 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-0460651 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Document Number | 0000368812 |
| Map Reference | MAP 8670 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019-0368812 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3341 TERRACE LN, OCEANSIDE, CA 92056-3118 |
| Document Number | 0000368813 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-0368813 |
| Name | SAN DIEGO FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $992,520 (+2%) Land $704,690 Building $287,830 | |
| 2025 | $10,847.00 (+17.05%) Homeowner's exemption | $973,060 (+15.71%) Land $690,873 Building $282,187 |
| 2023 | $9,267.00 (+1.55%) Homeowner's exemption | $840,939 Land $723,222 Building $117,717 |
| 2022 | $9,126.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pechanga tribal government · serves 29,100 people · EPA ID 090605013 |
|---|---|
| Water Source | Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures