3341 Nicole Ln, Custer, WA 98240 Property Records

Whatcom County property record for 3341 Nicole Ln, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,376 sqft · built 1996
Lot Size	5.07 acres (221,285 sqft)
Owner	Individual Name on File
Last Sale	$858,750 (Jan 2026)
Tax Bill	$6,516 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`546304`

Property Details

APN / Parcel Number

Primary APN	`546304`
Alternative APNs	`400115 450325 0000` `116216`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	2,376 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.07 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	222 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	546304
Street Address	3341 NICOLE LN
City	CUSTER
State	WA
Zip	98240-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 MARY'S SHORT PLAT AS REC BOOK 25 SHORT PLATS PG 45
Legal Range	01
Legal Township	40
Legal Section	15
Legal Subdivision	MARY'S SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1034
Census Tract	10408

Owner

3341 Nicole Ln is owned and occupied by an individual who bought it in January 2026.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WASHI, CHICAGO TTL CO OF WASHINTON
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVIBANK
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	2026-0100370
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 7, 2026
Property Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Document Number	0000100370
Map Reference	AF 911227066
Instrument Date	Jan 7, 2026
Instrument	2026-0100370
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CHICAGO TITLE COMPANY/WASHI, CHICAGO TTL CO OF WASHINTON

Transaction

Amount	Amount on Record
Tax	$14,345.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 NICOLE LN, CUSTER, WA 98240-9228

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305401
Date	Mar 29, 2021
Instrument	2021-0305401

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Index	LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Document Number	2200802150
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3341 NICOLE LN CUSTER WA 982409228, CUSTER, WA 98240-9228

Mortgage

Document Number	2200802150
Date	Aug 14, 2020
Instrument	802150

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Document Number	2180101336
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3341 NICOLE LN CUSTER WA 982409228, CUSTER, WA 98240-9228

Mortgage

Document Number	2180101336
Date	Jan 12, 2018
Instrument	101336

Lender

Name	SAVIBANK
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 23, 2017
Property Address	3341 NICOLE LN, CUSTER, WA 98240-9228
Document Number	2171002534
Instrument Date	Oct 17, 2017
Instrument	1002534
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,638.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3341 NICOLE LN CUSTER WA 982409228, CUSTER, WA 98240-9228

Mortgage

Document Number	2171002535
Date	Oct 23, 2017
Instrument	1002535

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3341 Nicole Ln was $6,516, up 3.5% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,516.00 (+3.51%)	$845,415 (+3.5%) Land $232,420 Building $612,995	$845,415 (+3.5%) Land $232,420 Building $612,995
2024	$6,295.00	$816,826 Land $224,560 Building $592,266	$816,826 Land $224,560 Building $592,266
2022		$729,309 Land $200,500 Building $528,809	$729,309 Land $200,500 Building $528,809
2021	$5,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3341 Nicole Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3341 Nicole Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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