3340 Winsome Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3340 Winsome Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,203 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2017)
Tax Bill	$8,554 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0410-003-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0410-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,203 sqft Living Area
1st Floor Area	1,679 sqft
2nd Floor Area	1,524 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3340 WINSOME LN
City	CARMICHAEL
State	CA
Zip	95608-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SUSANS SUBDIVISION, LOT 3
Legal Subdivision	SUSANS SUBDIVISION
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7602

Owner

3340 Winsome Ln is owned and occupied by two individuals who bought it in April 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Feb 10, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Apr 7, 2017	Grant Deed, Transfer · ARM SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Apr 2, 2009 · Amount on File
Deed Book / Page	20170407 / 1005
Prior Transfer Date	May 7, 1996
Prior Transfer Doc	9606000830
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LUPINE WAY, SACRAMENTO, CA 95819-1920

Mortgage

Document Number	0000001502
Date	Feb 10, 2021
Instrument	202102101502

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2021
Property Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777
Document Number	0000001501
Map Reference	MB 213 PG 9
Instrument Date	Feb 8, 2021
Instrument	202102101501
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2017
Property Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777
Document Number	4070000001005
Book / Page	20170407 / 1005
Map Reference	MB 213 MAP 9
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3340 WINSOME LN, CARMICHAEL, CA 95608-3777

Mortgage

Document Number	201704071006
Date	Apr 7, 2017
Instrument	20170407/1006

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Mortgage

Document Number	0000001007
Date	Apr 7, 2017
Book Page	20170407/1007

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3340 Winsome Ln was $8,554, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,857 (+2%) Land $215,957 Building $503,900
2025	$8,554.00 (+2.16%)	$705,743 Land $211,723 Building $494,020
2024	$8,373.00 (+1.6%)
2023	$8,241.00 (+2.03%)	$678,340 Land $203,502 Building $474,838
2022	$8,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3340 Winsome Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3340 Winsome Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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