3340 Whispering Creek Dr, Festus, MO 63028 Property Records

Jefferson County property record for 3340 Whispering Creek Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,773 sqft · built 2021
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$316,148 (Aug 2021)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`197.035.00000167`

Property Details

APN / Parcel Number

Primary APN	`197.035.00000167`
Alternative APN	`1970350 167`

Interior

Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,773 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	630 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3340 WHISPERING CREEK DR
City	FESTUS
State	MO
Zip	63028-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER WOLF VALLEY 5 LOT 182
Legal Range	6E
Legal Township	40N
Legal Section	35
Legal Subdivision	TIMBER WOLF VALLEY 5
Legal Block	2
Legal Lot Number	182
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2023
Census Tract	701404

Owner

3340 Whispering Creek Dr is owned by a company that bought it in August 2021.

Source: Jefferson County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STRAQR LONG TERM PROPERTIES II LLC
Aug 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 8, 2021	Warranty Deed, Construction Loan · Construction Mortgage MIDWEST REGIONAL BANK
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Apr 14, 2017	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	202136260
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0000036260
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 22, 2026
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Document Number	0000026245
Instrument Date	Sep 17, 2026
Instrument	202626245
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010342
Date	Mar 9, 2021
Instrument	2021R-010342

Lender

Name	STRAQR LONG TERM PROPERTIES II LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 18, 2021
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Document Number	0000036259
Map Reference	MB 240 PG 1A&2A
Instrument Date	Jul 13, 2021
Instrument	2021R-036259
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 SAXON RD, 7600, BARNHART, MO 63012-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212

Mortgage

Document Number	0000036261
Date	Aug 18, 2021
Instrument	2021R-036261

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 8, 2021
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Document Number	0000009973
Map Reference	MB 240 PG 1A&2A
Instrument Date	Mar 2, 2021
Instrument	2021R-009973
Transaction Type	Construction Loan
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9645 CLAYTON RD STE 200, 9645, SAINT LOUIS, MO 63124-1564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 SAXON RD, BARNHART, MO 63012-2502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009974
Date	Mar 8, 2021
Instrument	2021R-009974

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Document Number	0000035672
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

Mortgage

Document Number	0000035672
Date	Nov 26, 2018
Instrument	35672

Lender

Name	CENTRAL BK/ST LOUIS
Address	ST LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 14, 2017
Property Address	3340 WHISPERING CREEK DR, FESTUS, MO 63028-6212
Document Number	0000011286
Instrument Date	Apr 13, 2017
Instrument	11286
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

Tax Assessment & Valuation

The 2025 property tax bill for 3340 Whispering Creek Dr was $2,979, up 8.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (-) Land $5,900 Building $41,000	$246,700 (-) Land $31,100 Building $215,600
2025	$2,979.00 (+8.68%)	$46,900 Land $5,900 Building $41,000	$246,700 (-) Land $31,100 Building $215,600
2024	$2,741.00 (+0.04%)		$246,700 (+9.26%) Land $31,100 Building $215,600
2023	$2,740.00	$42,900 Land $5,900 Building $37,000	$225,800 Land $31,100 Building $194,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3340 Whispering Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3340 Whispering Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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