3340 S Division St, Spokane, WA 99203 Property Records

Spokane County property record for 3340 S Division St, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 1946
Lot Size	0.108 acres (4,687 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Feb 2017)
Tax Bill	$4,769 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35311.1203`

Property Details

APN / Parcel Number

Primary APN	`35311.1203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Finished Basement	1,000 sqft
Unfinished Basement	238 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,687 sqft (0.108 acres)
Lot Dimensions	86 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3340 S DIVISION ST
City	SPOKANE
State	WA
Zip	99203-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ACRE PK 2ND PT OF L1B12 BEG AT PT ON EL 339FT S OF NECOR TH S54.5FT TH W TO PT ON WL 395.66 FT S OF NWCOR TH N54.5FT TH E TO POB
Legal Range	43E
Legal Township	25N
Legal Section	31
Legal Subdivision	ACRE PARK ADD 02
Legal Block	12
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3021
Census Tract	4300

Owner

3340 S Division St is owned and occupied by two individuals who bought it in February 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	20176576572
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	0006576572
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 17, 2026
Property Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643
Document Number	0007495984
Instrument Date	Jun 12, 2026
Instrument	20267495984
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643

Mortgage

Document Number	0007495984,
Date	Jun 17, 2026
Instrument	20267495984

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643
Document Number	0006877939
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3340 S DIVISION ST SPOKANE WA 992031643, SPOKANE, WA 99203-1643

Mortgage

Document Number	0006877939
Date	Dec 30, 2019
Instrument	6877939

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 3, 2017
Property Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643
Document Number	0006576572
Map Reference	VOL E PG57
Instrument Date	Jan 19, 2017
Instrument	6576572
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,348.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 S DIVISION ST, SPOKANE, WA 99203-1643

Mortgage

Document Number	0006576573
Date	Feb 3, 2017
Instrument	6576573

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3340 S Division St was $4,769, up 3.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,769.00 (+3.2%)	$459,500 Land $125,000 Building $334,500	$459,500 Land $125,000 Building $334,500
2025	$4,621.00
2024		$492,800 (+42.33%) Land $81,000 Building $411,800	$492,800 (+42.33%) Land $81,000 Building $411,800
2023	$4,816.00 (+18.94%)	$346,240 Land $61,240 Building $285,000	$346,240 Land $61,240 Building $285,000
2022	$4,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3340 S Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3340 S Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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