St. Charles County property record for 3340 Ridgeway Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,412 sqft · built 1968 |
| Lot Size | 3.77 acres (164,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Sep 2026) |
| Tax Bill | $5,605 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510990A000 |
| Primary APN | 510990A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,412 sqft Living Area |
| Gross Area | 6,304 sqft |
| 1st Floor Area | 2,912 sqft |
| Basement Area | 2,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Masonry Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 164,221 sqft (3.77 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 415 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 510990A000 |
|---|---|
| Street Address | 3340 RIDGEWAY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF EST #6 LOT 69 |
| Legal Subdivision | WOODCLIFF EST #6 |
| Legal Lot Number | 69 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 311148 |
Source: St. Charles County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 18, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Oct 4, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 202644605 |
| Prior Transfer Date | Feb 6, 2010 |
| Prior Transfer Doc | 0053421071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 18, 2026 |
| Property Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Document Number | 0000044605 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202644605 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Document Number | 0000044606, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202644606 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Name | Verified Name |
|---|---|
| Address | 304 VENUS LN, PACIFIC, MO 63069-4118 |
| Document Number | 0000082334 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021R-082334 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 4, 2021 |
| Property Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Document Number | 2021R082333 |
| Map Reference | MB 12 PG 17 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021R-082333 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3340 RIDGEWAY DR, SAINT CHARLES, MO 63303-6642 |
| Document Number | 2021R082334 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021R-082334 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,018 (-) | $494,834 (-) Land $111,969 Building $382,865 | |
| 2025 | $5,605.00 (+3.24%) | $94,018 (+6.37%) | $494,834 (+6.37%) Land $111,969 Building $382,865 |
| 2024 | $5,429.00 | ||
| 2023 | $88,390 | ||
| 2022 | $465,212 Land $111,969 Building $353,243 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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