3340 Cloud Croft Ct, Montgomery, IL 60538 Property Records

Kendall County property record for 3340 Cloud Croft Ct, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 2008
Lot Size	0.145 acres (6,319 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$8,178 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-10-128-034`

Property Details

APN / Parcel Number

Primary APN	`02-10-128-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,868 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,319 sqft (0.145 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	3340 CLOUD CROFT CT
City	MONTGOMERY
State	IL
Zip	60538-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 BALMOREA OF MONTGOMERY UNIT 1 VILLAGE OF MONTGOMERY
Legal Subdivision	BALMOREA OF MONTGOMERY
Legal Lot Number	91
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3051
Census Tract	890404

Owner

3340 Cloud Croft Ct is owned by an individual who bought it in June 2026.

Source: Kendall County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1385 S GLEN CIR, A, AURORA, IL 60506-7009
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit HOME STATE BANK NA
Jun 2, 2026	Deed, Transfer · Conventional Mortgage OCMBC INC
Apr 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Sep 2, 2015 · Amount on File
Deed Document Number	20267785
Prior Transfer Date	Mar 23, 2023
Prior Transfer Doc	0000004047
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3340 CLOUD CROFT CT, MONTGOMERY, IL 60538-3714
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023833
Date	Sep 9, 2021
Instrument	202100023833

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 2, 2026
Property Address	3340 CLOUD CROFT CT, MONTGOMERY, IL 60538-3714
Document Number	0000007785
Instrument Date	Apr 19, 2026
Instrument	20267785
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1385 S GLEN CIR, AURORA, IL 60506-7009
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007786,
Date	Jun 2, 2026
Instrument	20267786

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 14, 2023
Property Address	3340 CLOUD CROFT CT, MONTGOMERY, IL 60538-3714
Document Number	0000004047
Map Reference	DOC 200500029715
Instrument Date	Mar 23, 2023
Instrument	202300004047
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3340 CLOUD CROFT CT, MONTGOMERY, IL 60538-3714

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3340 CLOUD CROFT CT, MONTGOMERY, IL 60538-3714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015765
Date	Aug 20, 2020
Instrument	202000015765

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3340 Cloud Croft Ct was $8,178, up 4.1% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,178.00 (+4.06%)	$106,175 (+9.24%) Land $14,531 Building $91,644	$318,525 (+9.24%) Land $43,593 Building $274,932
2024	$7,859.00	$97,194 Land $13,302 Building $83,892	$291,582 Land $39,906 Building $251,676
2022		$78,946 Land $10,804 Building $68,142	$236,838 Land $32,412 Building $204,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3340 Cloud Croft Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3340 Cloud Croft Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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