3340 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 3340 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,871 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Mar 2000)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2019 Line of Credit + 5 more
APN	`0820000000780`

Property Details

APN / Parcel Number

Primary APN	`0820000000780`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,871 sqft Living Area
1st Floor Area	1,629 sqft
Upper Floors Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	632 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3340 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	CORNLAND LOT B 2 AC
Legal Subdivision	WHOLE MAP 082, BENEFIT MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1037
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 2, 2018	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 12, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2000 · Amount on File
Deed Sale	Mar 29, 2000 · Amount on File
Deed Book / Page	4054 / 203
Last Transfer Date	Jan 12, 2018
Transfer Doc	9882/1133
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10718/1391
Date	Jan 10, 2024
Book Page	10718/1391
Instrument	240000594

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 27, 2053

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10093/1011
Date	Dec 20, 2019
Book Page	10093/1011
Instrument	190035533

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010493/182
Date	Dec 10, 2021
Book Page	10493/182
Instrument	210054924

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	REAL ESTATE SECURITY AGENCY LLC, REAL EST SECURITY AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09888/1130
Date	Mar 2, 2018
Book Page	9888/1130
Instrument	180005385

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010325/427
Date	Mar 8, 2021
Book Page	10325/427
Instrument	210010455

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9951/961
Date	Sep 12, 2018
Book Page	9951/961
Instrument	180024514

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 12, 2018
Property Address	3340 BENEFIT RD, CHESAPEAKE, VA 23322-3131
Document Number	9882/1133
Book / Page	9882 / 1133
Instrument Date	Jan 12, 2018
Instrument	180003582
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 BENEFIT RD, CHESAPEAKE, VA 23322-3131

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,200 (+7.12%) Land $217,500 Building $471,700	$689,200 (+7.12%) Land $217,500 Building $471,700
2025	$6,498.00 (+36.71%)	$643,400 (+14.26%) Land $193,000 Building $450,400	$643,400 (+14.26%) Land $193,000 Building $450,400
2023		$563,100 (+2.33%) Land $146,000 Building $417,100	$563,100 (+2.33%) Land $146,000 Building $417,100
2022		$550,300 Land $126,000 Building $424,300	$550,300 Land $126,000 Building $424,300
2019	$4,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1989–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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