3340 97th Ln E, Palmetto, FL 34221 Property Records

Manatee County property record for 3340 97th Ln E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 2008
Lot Size0.114 acres (4,950 sqft)
OwnerIndividual Name on File
Last Sale$37,000 (Dec 2023)
Tax Bill$2,006 (2024)
Deeds & MortgagesMar 2021 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6182-0500-9

Property Details

APN / Parcel Number

Primary APN6182-0500-9
Alternative APNs
  • 331817618205009
  • 0618205009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,410 sqft Living Area
Gross Area1,999 sqft
1st Floor Area1,410 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,950 sqft (0.114 acres)
Lot Dimensions110 ft deep x 45 ft wide
View / LotStandard
Garage TypeAttached
Garage Area359 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area230 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0618205009
Street Address3340 97TH LN E
CityPALMETTO
StateFL
Zip34221-8012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 90 GILLETTE GROVE SUBDIVISION PI#6182.0500/9
Legal Range18E
Legal Township33S
Legal Section17
Legal SubdivisionGILLETTE GROVE
Legal Tract00618200
Legal Lot Number90
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1057
Census Tract1602

Owner

Source: Manatee County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3340 97TH LN E, PALMETTO, FL 34221-8012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Dec 29, 2023Quit Claim Deed, Transfer · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleMar 16, 2016 · Amount on Record
Deed Document Number2023137144
Prior Transfer DateDec 27, 2023
Prior Transfer Doc0000137144
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3340 97TH LN E, PALMETTO, FL 34221-8012
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3340 97TH LN E, PALMETTO, FL 34221-8012

Mortgage

Document Number0041036900
DateMar 23, 2021
Instrument202141036900
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2046

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3340 97TH LN E, PALMETTO, FL 34221-8012
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 97TH LN E, PALMETTO, FL 34221

Mortgage

Document Number0041018637
DateFeb 9, 2022
Instrument202241018637
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateDec 29, 2023
Property Address3340 97TH LN E, PALMETTO, FL 34221-8012
Document Number0041137144
Instrument DateDec 27, 2023
Instrument202341137144
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3340 97TH LN E, PALMETTO, FL 34221-8012

Transferred To (Grantee/Buyer)

NameVerified Name
Address3340 97TH LN E, PALMETTO, FL 34221-8012

Mortgage

Document Number0041134559
DateDec 20, 2023
Instrument202341134559
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,547 (+2.7%)$220,982 (-0.9%) Land $40,800 Building $180,182
2025$174,827 (+5.99%)$222,983 (-27.31%) Land $40,800 Building $182,183
2024$2,006.00 (+2.09%)
2023$1,965.00 (+3.42%) Homeowner's exemption$164,951 (+3%)$306,778 (+14.05%) Land $40,800 Building $265,978
2022$1,900.00 Homeowner's exemption$160,147$268,981 Land $40,000 Building $228,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims9 (1992–2024)
Claims Outside the SFHA4 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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