334 Watchtide Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 334 Watchtide Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,603 sqft · built 2012
Lot Size	0.211 acres (9,204 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Oct 2020)
Tax Bill	$12,872 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`032-510-045-1`

Property Details

APN / Parcel Number

Primary APN	`032-510-045-1`
Alternative APN	`032-510-045`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,603 sqft Living Area
1st Floor Area	1,315 sqft
2nd Floor Area	1,288 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Cluster
Lot Area	9,204 sqft (0.211 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	334 WATCHTIDE WAY
City	OAKLEY
State	CA
Zip	94561-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8955 L271
Legal Subdivision	SUBDIVISION 8955
Legal Tract	8955
Legal Lot Number	271
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

334 Watchtide Way is owned and occupied by two individuals who bought it in October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	334 WATCHTIDE WAY, OAKLEY, CA 94561-3540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	2020257938
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2020
Property Address	334 WATCHTIDE WAY, OAKLEY, CA 94561-3540
Document Number	0000257938
Map Reference	MB 490 PG 31
Instrument Date	Oct 26, 2020
Instrument	2020-257938
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	334 WATCHTIDE WAY, OAKLEY, CA 94561-3540

Mortgage

Document Number	0000257939
Date	Oct 30, 2020
Instrument	2020-257939

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	334 WATCHTIDE WAY, OAKLEY, CA 94561-3540
Document Number	0000181792
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	334 WATCHTIDE WAY OAKLEY CA 945613540, OAKLEY, CA 94561-3540

Mortgage

Document Number	0000181792
Date	Nov 8, 2018
Instrument	181792

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 334 Watchtide Way was $12,872.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,813 (+2%) Land $121,447 Building $640,366
2025	$12,872.00	$746,876 Land $119,066 Building $627,810
2023	$12,346.00 (+2.31%)	$717,876 Land $114,444 Building $603,432
2022	$12,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 334 Watchtide Way in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334 Watchtide Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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