334 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 334 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Nov 2018)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-026-067-00`

Property Details

APN / Parcel Number

Primary APN	`02-026-067-00`

Exterior

Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	334 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T8S R7E 1 ACRE COM 132 FT E FR SW COR OF SE 1/4 OF SD SEC TH E 165 FT TH N 264 FT TH W 165 FT TH S 264 FT TO POB BEING
Legal Range	07E
Legal Township	08S
Legal Section	26
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	833500

Owner

334 W Sterns Rd is owned by two individuals who acquired it in October 2020.

Source: Monroe County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	374 SAINT ELIAS CT, KODIAK, AK 99615-7815
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage COLONIAL SAVINGS FA
Nov 14, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Deed Document Number	201820526
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000022007
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Oct 8, 2026
Property Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509
Document Number	0000017883
Instrument Date	Aug 10, 2026
Instrument	202617883
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509

Mortgage

Document Number	0000017883,
Date	Oct 8, 2026
Instrument	202617883

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 19, 2020
Property Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509
Document Number	2020R22007
Instrument Date	Oct 9, 2020
Instrument	2020R22007
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18825 SW 357TH ST, 18825, HOMESTEAD, FL 33034-5411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509

Mortgage

Document Number	2020R22008
Date	Oct 19, 2020
Instrument	2020R22008

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 8, 2018
Property Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509
Document Number	2018R20526
Instrument Date	Oct 23, 2018
Instrument	2018R20526
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9053 CASTLEBURY DR, 9053, TEMPERANCE, MI 48182-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 SAINT ELIAS CT, KODIAK, AK 99615-7815

Mortgage

Document Number	0000020527
Date	Nov 8, 2018
Instrument	2018R20527

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 14, 2018
Property Address	334 W STERNS RD, TEMPERANCE, MI 48182-9509
Document Number	0000020843
Instrument Date	Oct 3, 2018
Instrument	20843
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	334 W STERNS RD TEMPERANCE MI 481829509, TEMPERANCE, MI 48182-9509

Tax Assessment & Valuation

The 2025 property tax bill for 334 W Sterns Rd was $2,820.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 Land $93,400	$186,800 Land $186,800
2025	$2,820.00
2023	$2,500.00	$63,800	$127,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 334 W Sterns Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 334 W Sterns Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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