334 W 12th St, Ferdinand, IN 47532 Property Records

Dubois County property record for 334 W 12th St, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1952
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-15-28-302-284.000-008`

Property Details

APN / Parcel Number

Primary APN	`19-15-28-302-284.000-008`
Alternative APNs	`00468728056` `0140314000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	980 sqft
Finished Basement	980 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	99 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00468728056
Street Address	334 W 12TH ST
City	FERDINAND
State	IN
Zip	47532-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-03140-00 FERD LOT 37 & PT LOT 38
Legal Subdivision	TOWN FERDINAND
Legal Lot Number	37,38
Jurisdiction	DUBOIS IN
Township / Civil Division	FERDINAND
Census Block Group	1
Census Block	1074
Census Tract	953702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ferdinand Historic District listed 2024 · 241 contributing resources · NRIS 100011043

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

334 W 12th St is owned and occupied by an individual.

Source: Dubois County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	334 W 12TH ST, FERDINAND, IN 47532-9281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
May 14, 2020	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	334 W 12TH ST, FERDINAND, IN 47532-9281
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 W 12TH ST, FERDINAND, IN 47532-9281

Mortgage

Document Number	2026001404
Date	Mar 31, 2026
Instrument	2026001404

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	334 W 12TH ST, FERDINAND, IN 47532-9281
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005353
Date	Oct 4, 2022
Instrument	2022005353

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FERDINAND, IN 47532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	334 W 12TH ST, FERDINAND, IN 47532-9281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002561
Date	May 14, 2020
Instrument	2020002561

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FERDINAND, IN 47532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 334 W 12th St was $1,979 with a homeowner's exemption, down 27.5% from the year before.

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dubois County
County Subdivision	Ferdinand Township
Municipality	Ferdinand Town
Unified School District	Southeast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00 (-27.54%) Homeowner's exemption	$182,900 (+3.16%) Land $28,600 Building $154,300	$182,900 (+3.16%) Land $28,600 Building $154,300
2024	$2,731.00 (+95.07%) Homeowner's exemption	$177,300 (+28.85%) Land $28,600 Building $148,700	$177,300 (+28.85%) Land $28,600 Building $148,700
2023	$1,400.00 (+16.47%)	$137,600 Land $28,600 Building $109,000	$137,600 Land $28,600 Building $109,000
2022	$1,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 334 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334 W 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERDINAND WATER DEPARTMENT serves 2,918 people · EPA ID IN5219004
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Apr 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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