334 Prospect St SE, Chatfield, MN 55923 Property Records

Fillmore County property record for 334 Prospect St SE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,198 sqft · built 2008
Lot Size	0.28 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2025)
Tax Bill	$7,232 (2026)
Deeds & Mortgages	May 2023 Mortgage Jan 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26.0506.000`

Property Details

APN / Parcel Number

Primary APN	`26.0506.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,198 sqft Heated Area
Gross Area	3,692 sqft
Basement Area	1,832 sqft
Finished Basement	1,832 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	12,000 sqft (0.28 acres)
Garage Type	Finished
Garage Area	1,400 sqft
Driveway	Concrete Driveway
Driveway Area	1,840 sqft
Parking Spaces	5 Parking Spaces
Deck Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	334 PROSPECT ST SE
City	CHATFIELD
State	MN
Zip	55923-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONWAYS FIRST ADDITION LOT-003 BLOCK-001 LOT 3 BLOCK 1 CONWAY'S FIRST ADDITION
Legal Subdivision	CONWAYS FIRST ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2022
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage FIRST STATE BANK MINNESOTA
Jan 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage F & M COMMUNITY BANK NA
Apr 16, 2013	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Dec 31, 2007	Deed of Trust, Mortgage · Conventional Mortgage F&M COMMUNITY BANK NA
Aug 14, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PARK STATE BANK
Jan 13, 2012	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	2025451110
Prior Transfer Date	Jan 2, 2013
Prior Transfer Doc	393089
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442532
Date	May 25, 2023
Instrument	442532

Lender

Name	FIRST STATE BANK MINNESOTA
Type	Bank

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Feb 10, 2024

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000368757
Date	Jan 14, 2009
Instrument	368757

Lender

Name	F & M COMMUNITY BANK NA
Address	PRESTON, MN 55965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394024
Date	Apr 16, 2013
Instrument	394024

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000362365
Date	Dec 31, 2007
Instrument	362365

Lender

Name	F&M COMMUNITY BANK NA
Address	PRESTON, MN 55965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 26, 2008

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 14, 2024
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Document Number	0000447551
Instrument Date	Jul 22, 2024
Instrument	447551
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426

Mortgage

Document Number	0000447552
Date	Aug 14, 2024
Instrument	447552

Lender

Name	PARK STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jan 13, 2012
Property Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426
Document Number	387048
Instrument Date	Nov 14, 2011
Instrument	387048
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	334 PROSPECT ST SE, CHATFIELD, MN 55923-1426

Mortgage

Document Number	0000387049
Date	Jan 13, 2012
Instrument	387049

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,232.00 (+7.49%) Homeowner's exemption	$539,000 (+12.1%) Land $45,000 Building $494,000	$539,000 (+12.1%) Land $45,000 Building $494,000
2025	$6,728.00 (+8.2%) Homeowner's exemption	$480,800 (+19.04%) Land $45,000 Building $435,800	$480,800 (+19.04%) Land $45,000 Building $435,800
2023		$403,900 Land $45,000 Building $358,900	$403,900 Land $45,000 Building $358,900
2020	$6,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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