334 Porter Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 334 Porter Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1983
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Feb 2021)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-446-000`

Property Details

APN / Parcel Number

Primary APN	`11634-446-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,621 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	175 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	334 PORTER DR
City	LYNN HAVEN
State	FL
Zip	32444-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAAA
Legal Description	REPLAT OF BELAIRE EST UNIT 1 LOT 9 BLK E (103B3) ORB 4363 P 897
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE EST
Legal Block	E
Legal Lot Number	9
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4005
Census Tract	1404

Owner

Source: Bay County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 E 5TH ST, LYNN HAVEN, FL 32444-1804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 12, 2020	Deed of Trust, Mortgage INNOVATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2021 · Amount on Record
Deed Sale	Feb 15, 2021 · Amount on Record
Prior Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	202110617
Deed Book / Page	4363 / 897
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 15, 2021
Property Address	334 PORTER DR, LYNN HAVEN, FL 32444-4618
Document Number	0043630897
Book / Page	4363 / 897
Map Reference	MB 11 PG 96
Instrument Date	Feb 1, 2021
Instrument	2021010617
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15187, PANAMA CITY, FL 32406-5187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E 5TH ST, LYNN HAVEN, FL 32444-1804
Investor	Possibly a Property Investor

Mortgage

Document Number	0004363900
Date	Feb 15, 2021
Instrument	4363/900

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	334 PORTER DR, LYNN HAVEN, FL 32444-4618
Document Number	0042511942
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6604 BRIDGE WATER WAY #604 PANAMA CITY FL 32407, 604, PANAMA CITY, FL 32407

Mortgage

Document Number	0042511942
Date	May 14, 2020
Book Page	004251/001942
Instrument	31757

Lender

Name	INNOVATIONS FCU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (+1.93%)	$241,840 (+9.38%) Land $49,392 Building $192,448	$241,840 (+9.38%) Land $49,392 Building $192,448
2024	$3,569.00 (+4.05%)
2023	$3,430.00 (+1.93%)	$221,095 (-4.25%) Land $45,360 Building $175,735	$221,095 (-4.25%) Land $45,360 Building $175,735
2022	$3,365.00	$230,914 Land $37,296 Building $193,618	$230,914 Land $37,296 Building $193,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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