334 Penrod Rd, Troy, MO 63379 Property Records

Lincoln County property record for 334 Penrod Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,714 sqft · built 2001
Lot Size	2.1 acres (91,650 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (May 2020)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-013.003`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-013.003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,714 sqft Living Area
Attic	Attic
Attic Area	704 sqft
Basement Area	2,010 sqft
Unfinished Basement	2,010 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,650 sqft (2.1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	334 PENROD RD
City	TROY
State	MO
Zip	63379-4776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.104 AC TRACT IN THE FRAC SESE OF SEC 34; G1/12
Legal Range	01W
Legal Township	50N
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2119
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	334 PENROD RD, TROY, MO 63379-4776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO
May 10, 2022	Beneficiary Deed, Transfer
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 8, 2017	Warranty Deed, Transfer SELECT TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Mar 8, 2017
Deed Document Number	20204949
Deed Book / Page	2446 / 923
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	334 PENROD RD, TROY, MO 63379-4776
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PENROD RD, TROY, MO 63379-4776

Mortgage

Document Number	002478/792
Date	Apr 28, 2022
Book Page	2478/792
Instrument	2022004530

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	May 10, 2022
Property Address	334 PENROD RD, TROY, MO 63379-4776
Document Number	002479/229
Book / Page	2479 / 229
Map Reference	MB 1045 PG 313
Instrument Date	Apr 20, 2022
Instrument	2022004969
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	334 PENROD RD, TROY, MO 63379-4776
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 18, 2020
Property Address	334 PENROD RD, TROY, MO 63379-4776
Document Number	2446/923
Book / Page	2446 / 923
Instrument Date	May 2, 2020
Instrument	2020004949
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PENROD RD, TROY, MO 63379-4776
Investor	Possibly a Property Investor

Mortgage

Document Number	2020004950
Date	May 18, 2020
Instrument	2020004950

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 8, 2017
Property Address	334 PENROD RD, TROY, MO 63379-4776
Document Number	2408/0554
Book / Page	2408 / 0554
Instrument Date	Mar 6, 2017
Instrument	2017001978
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 TELLA JANE LN APT 115, 306, LOUISIANA, MO 63353-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PENROD RD, TROY, MO 63379-4776

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,748 (-) Land $3,591 Building $55,157
2025	$3,590.00 (+4.54%)	$58,748 (+6.02%) Land $3,591 Building $55,157	$309,200 (+6.02%) Land $18,900 Building $290,300
2023	$3,434.00 (+4.12%)	$55,414 Land $3,325 Building $52,089	$291,650 Land $17,500 Building $274,150
2022	$3,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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