334 Palm Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 334 Palm Cir, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,086 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,800 (Feb 2026)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-5000-00030-0030`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-5000-00030-0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,086 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	450 sqft
Driveway	Concrete Driveway
Driveway Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	334 PALM CIR
City	FLAGLER BEACH
State	FL
Zip	32136-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM ISLAND UR SUBD BLOCK 3 LOT 3 OR 210 PG 462; OR 233 PG 36 OR 1797/1562-ACM OR 1797/ 1565-AFF OF DC OR 1912/1281- OR 1929/1252- OR 1947/265 OR 2192/1601
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM ISLAND UR SUBD
Legal Block	3
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1026
Census Tract	60302

Owner

Source: Flagler County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 16, 2017	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	20266237
Deed Book / Page	3029 / 924
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 12, 2026
Property Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304
Document Number	0030290924
Book / Page	3029 / 924
Instrument Date	Jan 29, 2026
Instrument	2026006237
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,679.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304

Mortgage

Document Number	0003029926
Date	Feb 12, 2026
Instrument	3029/926

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023890684
Date	Oct 7, 2019
Book Page	2389/0684
Instrument	2019037105

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 16, 2017
Property Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304
Document Number	0021921601
Book / Page	2192 / 1601
Instrument Date	Mar 8, 2017
Instrument	2017009169
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 PALM CIR, 334, FLAGLER BEACH, FL 32136-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 PALM CIR, FLAGLER BEACH, FL 32136-3304

Mortgage

Document Number	2017009170
Date	Mar 16, 2017
Instrument	2017009170

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (+3.3%) Homeowner's exemption Veteran's exemption	$186,684 (+5.99%)	$349,495 (+13.31%) Land $100,000 Building $249,495
2024	$2,609.00 (+3.41%)
2023	$2,523.00 (+3.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,139 (+3%)	$308,452 (+1.88%) Land $100,000 Building $208,452
2022	$2,443.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,008	$302,752 Land $100,000 Building $202,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Palm Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures