334 N 81st St, Seattle, WA 98103 Property Records

King County property record for 334 N 81st St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,000 sqft · built 1942
Lot Size0.087 acres (3,774 sqft)
OwnerIndividual Name on File
Last Sale$270,500 (Jun 2004)
Tax Bill$7,637 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN643050-0134

Property Details

APN / Parcel Number

Primary APN643050-0134
Alternative APN
  • 643050013405

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area3,774 sqft (0.087 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number643050013405
Street Address334 N 81ST ST
CitySEATTLE
StateWA
Zip98103-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionOSNERS 2ND ADD E 1/2 OF W 1/2 OF S 1/2 PLAT BLOCK: 14 PLAT LOT: 2
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionOSNERS 2ND ADD
Legal Block14
Legal Lot Number2
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group4
Census Block4013
Census Tract2800

Owner

334 N 81st St is owned and occupied by an individual who bought it in June 2004.

Source: King County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address334 N 81ST ST, SEATTLE, WA 98103-4214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
GESA CU
Feb 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GESA CU
Jul 3, 2020Deed of Trust, Mortgage · Line of Credit
INSPIRUS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2004 · Amount on File
Deed SaleJun 9, 2004 · Amount on File
Prior SaleFeb 20, 2001 · Amount on File
Deed Document Number20042444
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address334 N 81ST ST, SEATTLE, WA 98103-4214
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000657
DateJan 22, 2026
Instrument20260122000657
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address334 N 81ST ST, SEATTLE, WA 98103-4214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000862
DateFeb 6, 2017
Instrument20170206000862
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term333 Months
DueNov 1, 2044

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address334 N 81ST ST, SEATTLE, WA 98103-4214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003153
DateNov 9, 2020
Instrument20201109003153
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address334 N 81ST ST, SEATTLE, WA 98103-4214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001928
DateJan 22, 2021
Instrument20210122001928
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 25, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address334 N 81ST ST, SEATTLE, WA 98103-4214
Document Number0000001491
Instrument DateJul 3, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 N 81ST ST SEATTLE WA 981034214, SEATTLE, WA 98103-4214

Mortgage

Document Number0000001491
DateJul 15, 2020
Instrument202007151491
Lender
NameINSPIRUS CU
AddressSEATTLE, WA 98111-0576
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 14, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 334 N 81st St was $7,637.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,637.00
2025$708,000 (+4.89%) Land $556,000 Building $152,000$708,000 (+4.89%) Land $556,000 Building $152,000
2024$6,797.00$675,000 Land $632,000 Building $43,000$675,000 Land $632,000 Building $43,000
2022$6,528.00$741,000 Land $557,000 Building $184,000$741,000 Land $557,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 334 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 334 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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