334 Lower Five Points Rd, Smithville, GA 31787 Property Records

Sumter County property record for 334 Lower Five Points Rd, Smithville, GA 31787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 2001
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2026)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1607 97 26`

Property Details

APN / Parcel Number

Primary APN	`1607 97 26`
Alternative APN	`14391`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,488 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	192 sqft
Guest House	352 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14391
Street Address	334 LOWER FIVE POINTS RD
City	SMITHVILLE
State	GA
Zip	31787-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	LOT 14 HARRIS SUBD
Legal Subdivision	HARRIS SUBD
Legal Lot Number	14
Jurisdiction	SUMTER GA
Township / Civil Division	AMERICUS
Census Block Group	3
Census Block	3039
Census Tract	950500

Owner

Source: Sumter County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	334 LOWER FIVE POINTS RD, SMITHVILLE, GA 31787-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Book / Page	1804 / 2
Prior Transfer Date	Feb 28, 2006
Prior Transfer Doc	00000981/1
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	May 1, 2026
Property Address	334 LOWER FIVE POINTS RD, SMITHVILLE, GA 31787-2032
Document Number	1804000002
Book / Page	1804 / 2
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 LOWER FIVE POINTS RD, SMITHVILLE, GA 31787-2032

Mortgage

Document Number	1804000004,
Date	May 1, 2026
Book Page	1804/4

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (+2.18%) Homeowner's exemption	$33,612 (-) Land $2,080 Building $31,532	$84,030 (-) Land $5,200 Building $78,830
2023	$1,420.00 (+34.85%) Homeowner's exemption	$33,612 (-) Land $2,080 Building $31,532	$84,030 (-) Land $5,200 Building $78,830
2022	$1,053.00 Homeowner's exemption	$33,612 Land $2,080 Building $31,532	$84,030 Land $5,200 Building $78,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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