334 Evergreen Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 334 Evergreen Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (May 2003)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432400 24.-3-40`

Property Details

APN / Parcel Number

Primary APN	`432400 24.-3-40`
Alternative APNs	`240002400000030400000000` `425J178008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Lot Width	113 ft Width
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J178008
Street Address	334 EVERGREEN RD
City	COBLESKILL
State	NY
Zip	12043-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	40.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2023
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 EVERGREEN RD, COBLESKILL, NY 12043-4159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2003 · Amount on Record
Deed Sale	May 1, 2003 · Amount on Record
Prior Sale	Oct 22, 1996 · Amount on Record
Deed Book / Page	736 / 11
Last Transfer Date	Mar 27, 2013
Transfer Doc	0000000949/000000022
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	334 EVERGREEN RD, COBLESKILL, NY 12043-4159
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002128/1
Date	Sep 11, 2025
Book Page	2128/1
Instrument	829835

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	334 EVERGREEN RD, COBLESKILL, NY 12043-4159
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002054/183
Date	Sep 26, 2023
Book Page	2054/183
Instrument	822757

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	334 EVERGREEN RD, COBLESKILL, NY 12043-4159
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001979/1
Date	Feb 3, 2022
Book Page	1979/1
Instrument	804973

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Mar 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	334 EVERGREEN RD, COBLESKILL, NY 12043-4159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001806/0000000012
Date	Jun 11, 2018
Book Page	0000001806/0000000012
Instrument	000000742173

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00 (+25.72%)	$70,400 (-) Land $10,500 Building $59,900	$171,707 (+21.95%) Land $25,610 Building $146,097
2023		$70,400 Land $10,500 Building $59,900	$140,800 Land $21,000 Building $119,800
2020	$2,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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