334 E Water St, Lock Haven, PA 17745 Property Records

Clinton County property record for 334 E Water St, Lock Haven, PA 17745

Property Summary

Property Type	Office Building
Details	3,377 sqft · built 1918
Lot Size	0.177 acres (7,710 sqft)
Owner	Company Name on File
Last Sale	$204,000 (Nov 2022)
Tax Bill	$6,483 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`19-9131`

Property Details

APN / Parcel Number

Primary APN	`19-9131`
Alternative APN	`A-01-0019`

Interior

Stories	2 Stories
Building Area	3,377 sqft Gross Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Roof Material	Shingle
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	160 ft deep x 48 ft wide

Location & Zoning

Account Number	A -01-0019
Street Address	334 E WATER ST
City	LOCK HAVEN
State	PA
Zip	17745-1410
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RM
Legal Description	48.3 X 160; 334 E WATER ST
Legal Subdivision	J & W CHURCHS ADDITION
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	2
Census Block	2008
Census Tract	30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Street District listed 1973 · 18 contributing resources · NRIS 73001618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

334 E Water St, a commercial property, is owned by a company that bought it in November 2022.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	1625 LAFAYETTE PKWY, WILLIAMSPORT, PA 17701-2723
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Nov 4, 2022	Special Warranty Deed, Transfer · Line of Credit JERSEY SHORE STATE BANK
Nov 5, 2021	Deed, Transfer · Commercial Mortgage THE MUNCY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Nov 5, 2021 · Amount on File
Deed Document Number	20224547
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	334 E WATER ST, LOCK HAVEN, PA 17745-1410
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004899
Date	Nov 30, 2020
Instrument	2020-004899

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	LOCK HAVEN, PA 17745

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 4, 2022
Property Address	334 E WATER ST, LOCK HAVEN, PA 17745-1410
Document Number	0202204547
Instrument Date	Nov 3, 2022
Instrument	2022-04547
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 LAFAYETTE PKWY, WILLIAMSPORT, PA 17701-2723

Mortgage

Document Number	0202204548
Date	Nov 4, 2022
Instrument	2022-04548

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 5, 2021
Property Address	334 E WATER ST, LOCK HAVEN, PA 17745-1410
Document Number	2021005221
Instrument Date	Nov 3, 2021
Instrument	2021-005221
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ORIOLE RD, LOCK HAVEN, PA 17745-1620

Mortgage

Document Number	2021005222
Date	Nov 5, 2021
Instrument	2021-005222

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 334 E Water St was $6,483.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,483.00	$126,700 Land $16,800 Building $109,900
2023	$3,617.00	$126,700 Land $16,800 Building $109,900
2008			$126,700 Land $16,800 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 334 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1979–2004)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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