334 E Cottage Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 334 E Cottage Ave, Dayton, OH 45449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,142 sqft · built 1950
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on Record
Last Sale$117,500 (Dec 2018)
Tax Bill$3,778 (2024)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNK48 00103 0028

Property Details

APN / Parcel Number

Primary APNK48 00103 0028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,142 sqft Living Area
1st Floor Area952 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2001
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions150 ft deep x 45 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area328 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address334 E COTTAGE AVE
CityDAYTON
StateOH
Zip45449-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description538
Legal SubdivisionCITY/WEST CARROLLTON REV
Legal Lot Number28
JurisdictionMONTGOMERY OH
Township / Civil DivisionWEST CARROLLTON
Census Block Group2
Census Block2028
Census Tract50301

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address334 E COTTAGE AVE, DAYTON, OH 45449-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Prior SaleJan 30, 2003
Deed Document Number2018-00072619
Record UpdatedJun 8, 2026

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateDec 13, 2018
Property Address334 E COTTAGE AVE, DAYTON, OH 45449-1348
Document Number0000072619
Instrument DateNov 23, 2018
Instrument72619
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address334 E COTTAGE AVE DAYTON OH 454491348, DAYTON, OH 45449-1348

Mortgage

Document Number72620
DateDec 13, 2018
Instrument72620
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 12, 2048

Mortgage

Document Number72621,
DateDec 13, 2018
Instrument72621
Lender
NameHOUSING FIN AGCY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityWest Carrollton City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,970 (-) Land $6,560 Building $51,410
2024$3,778.00 (+4.86%)
2023$3,603.00 (+11.38%)$57,970 (+41.84%) Land $6,560 Building $51,410$165,620 (+41.86%) Land $18,730 Building $146,890
2022$3,235.00$40,870 Land $4,620 Building $36,250
2020$116,750 Land $13,190 Building $103,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1989–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARROLLTON CITY PWS
serves 8,361 people · EPA ID OH5702812
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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