Osceola County property record for 3339 Primrose Willow Dr, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,552 sqft · built 2004 |
| Lot Size | 0.141 acres (6,141 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Sep 2025) |
| Tax Bill | $6,591 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-26-32-2612-0001-C040 |
| Primary APN | 30-26-32-2612-0001-C040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 1,850 sqft |
| Upper Floors Area | 702 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,141 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3339 PRIMROSE WILLOW DR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 40C |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | BIRCHWOOD NBHDS B AND C |
| Legal Tract | 2612 |
| Legal Block | C040 |
| Legal Lot Number | 40C |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 43801 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Aug 3, 2022 | Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION |
| Sep 10, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2020 | Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE EQUITY PTRS |
| Nov 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2025112316 |
| Deed Book / Page | 6847 / 529 |
| Prior Transfer Date | May 16, 2005 |
| Prior Transfer Doc | 0028350870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, NETCO |
| Name | Verified Name |
|---|---|
| Address | 3339 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0062630675 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 6263/675 |
| Instrument | 2022119318 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Document Number | 0062631090 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 6263/1090 |
| Instrument | 2022119424 |
| Name | SPECTRA CREDIT UNION |
|---|---|
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Document Number | 0068470529 |
| Book / Page | 6847 / 529 |
| Map Reference | MB 14 PG 67 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025112316 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Name | Verified Name |
|---|---|
| Address | 3339 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Document Number | 0006847531 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 6847/531 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 3339 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0057840621 |
| Book / Page | 5784 / 621 |
| Map Reference | MB 14 PG 67 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020114978 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 ENGLEWOOD DR, 1425, SAINT CLOUD, FL 34772-7535 |
| Name | Verified Name |
|---|---|
| Address | 3339 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0005784622 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 5784/622 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3339 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0057070954 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3339 PRIMROSE WILLOW DR HARMONY FL 347736017, HARMONY, FL 34773-6017 |
| Document Number | 0057070954 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 005707/000954 |
| Instrument | 50109 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 3339 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0054290425 |
| Book / Page | 005429 / 000425 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 164463 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | LAUREATE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3339 PRIMROSE WILLOW DR HARMONY FL 347736017, HARMONY, FL 34773-6017 |
| Document Number | 54290427 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 005429/000427 |
| Instrument | 164464 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,591.00 (+3.73%) | $270,083 (+2.9%) | $360,000 (+1.49%) Land $65,000 Building $295,000 |
| 2024 | $6,354.00 (+2.02%) Homeowner's exemption | $262,472 (+3%) | $354,700 (+0.54%) Land $65,000 Building $289,700 |
| 2023 | $6,228.00 (+5.6%) Homeowner's exemption | $254,828 (+3%) | $352,800 (+10.11%) Land $65,000 Building $287,800 |
| 2022 | $5,898.00 Homeowner's exemption | $247,406 | $320,400 Land $60,000 Building $260,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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