3339 Joel St, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 3339 Joel St, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,782 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$187,900 (Apr 2017)
Tax Bill	$772 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-13-0-001-101.007`

Property Details

APN / Parcel Number

Primary APN	`14-06-13-0-001-101.007`
Alternative APNs	`219938` `94796`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,650 sqft
2nd Floor Area	132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	219938
Street Address	3339 JOEL ST
City	GADSDEN
State	AL
Zip	35903-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 4 STONE HAVEN SUB PHASE ONE PLAT L-108 HOKES BLUFF 13-12-7 ORDINANCE HB-2008-002,D-2015-3426945,D-2016-3439946(ROS) D-2017-3449446(RS)OS)
Legal Range	7E
Legal Township	12S
Legal Section	13
Legal Subdivision	STONE HAVEN SUB PHASE ONE
Legal Phase	1
Legal Lot Number	4
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	3
Census Block	3026
Census Tract	10601

Owner

3339 Joel St is owned and occupied by two individuals who bought it in April 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3339 JOEL ST, GADSDEN, AL 35903-5300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY CORP
Apr 19, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Deed Document Number	20173449446
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	3339 JOEL ST, HOKES BLUFF, AL 35903-5300
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003524182
Date	Jul 14, 2021
Instrument	3524182

Lender

Name	FIRST EQUITY CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Apr 19, 2017
Property Address	3339 JOEL ST, HOKES BLUFF, AL 35903-5300
Document Number	3449446
Instrument Date	Apr 19, 2017
Instrument	3449446
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6360 CARNES ST, 6360, GADSDEN, AL 35903-4848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3339 JOEL ST, HOKES BLUFF, AL 35903-5300

Mortgage

Document Number	3449447
Date	Apr 19, 2017
Instrument	3449447

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3339 Joel St was $772 with a homeowner's exemption, down 16.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00 (-16.72%) Homeowner's exemption
2025	$927.00 Homeowner's exemption	$23,820 Land $1,760 Building $22,060	$238,000 Land $17,500 Building $220,500
2023	$927.00 (+1.2%) Homeowner's exemption	$23,800 (+1.15%) Land $1,750 Building $22,050	$238,000 (+1.15%) Land $17,500 Building $220,500
2022	$916.00 Homeowner's exemption	$23,530 Land $1,750 Building $21,780	$235,300 Land $17,500 Building $217,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3339 Joel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3339 Joel St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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