Citrus County property record for 3338 N Chandler Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,861 sqft · built 2002 |
| Lot Size | 0.339 acres (14,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2025) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-22-0020-000I0-0240 |
| Primary APN | 19E-18S-22-0020-000I0-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,861 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 14,780 sqft (0.339 acres) |
| Lot Dimensions | 145 ft deep x 115 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2944196 |
|---|---|
| Street Address | 3338 N CHANDLER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | CANTERBURY LAKE ESTATES SECOND ADDN PB 16 PG 80 LOT 24 BLK I |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 22 |
| Legal Subdivision | CANTERBURY LAKE ESTATES SECOND |
| Legal Block | I |
| Legal Lot Number | 24 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 450104 |
3338 N Chandler Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Citrus County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3338 N CHANDLER DR, HERNANDO, FL 34442-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Nov 30, 2016 · Amount on File |
| Deed Document Number | 202550780 |
| Deed Book / Page | 3594 / 2326 |
| Last Transfer Date | Sep 3, 2026 |
| Transfer Doc | 0000053584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 4, 2026 |
| Property Address | 3338 N CHANDLER DR, HERNANDO, FL 34442-3752 |
| Document Number | 0000053584 |
| Book / Page | 3704 / 1886 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202653584 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3338 N CHANDLER DR, HERNANDO, FL 34442-3752 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3338 N CHANDLER DR, HERNANDO, FL 34442-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3338 N CHANDLER DR, HERNANDO, FL 34442-3752 |
| Document Number | 0031511220 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 3151/1220 |
| Instrument | 2021022164 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 3338 N Chandler Dr was $1,440, up 6.8% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,440.00 (+6.82%) | $126,350 (-55.66%) | $271,051 (-4.87%) Land $13,900 Building $257,151 |
| 2024 | $1,348.00 (+3.14%) Homeowner's exemption Additional exemption filed | $284,935 (+5.99%) Land $13,900 Building $271,035 | $284,935 (+5.99%) Land $13,900 Building $271,035 |
| 2023 | $1,307.00 (+7.04%) Homeowner's exemption Additional exemption filed | $268,830 (+17.56%) Land $13,900 Building $254,930 | $268,830 (+17.56%) Land $13,900 Building $254,930 |
| 2022 | $1,221.00 Homeowner's exemption Additional exemption filed | $228,669 Land $10,100 Building $218,569 | $228,669 Land $10,100 Building $218,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3338 N Chandler Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3338 N Chandler Dr is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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