Jackson County property record for 3335 West St, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,740 sqft · built 1976 |
| Lot Size | 8.72 acres (380,279 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $984 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-5N-12-0000-0040-0040 |
| Primary APN | 25-5N-12-0000-0040-0040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,061 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 380,279 sqft (8.72 acres) |
| Porch | Open Porch |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3335 WEST ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-6933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 16,17,18,19,20,21,22,23 WHEELUS PLAT...OR 128 P 20 OR 181 P 285 OR 133 P 483,485 OR 271 P 685 OR 356 P 536 |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 25 |
| Legal Subdivision | WHEELUS PLAT |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 210400 |
3335 West St is owned and occupied by two individuals.
Source: Jackson County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3335 WEST ST, COTTONDALE, FL 32431-6933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU |
| May 16, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3335 WEST ST, COTTONDALE, FL 32431-6933 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3335 WEST ST, COTTONDALE, FL 32431-6933 |
| Document Number | 0017940949 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 1794/949 |
| Instrument | 202332006081 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3335 WEST ST, COTTONDALE, FL 32431-6933 |
| Document Number | 0015740014 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3335 WEST ST COTTONDALE FL 324316933, COTTONDALE, FL 32431-6933 |
| Document Number | 0015740014 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 001574/000014 |
| Instrument | 32006626 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 6, 2048 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 3335 West St was $984 with exemptions applied, up 4.3% from the year before.
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $984.00 (+4.35%) Homeowner's exemption Widower's exemption | $103,106 (+2.9%) | $145,666 (-1.41%) Land $21,825 Building $123,841 |
| 2024 | $943.00 (+7.77%) Homeowner's exemption Widower's exemption | $100,200 (+3%) | $147,756 (+1.49%) Land $21,825 Building $125,931 |
| 2023 | $875.00 (+2.22%) Homeowner's exemption Widower's exemption | $97,282 (+3%) | $145,583 (+16.7%) Land $21,825 Building $123,758 |
| 2022 | $856.00 Homeowner's exemption Widower's exemption | $94,449 | $124,750 Land $21,825 Building $102,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3335 West St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3335 West St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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