San Luis Obispo County property record for 3335 Carmen Ln, Adelaide, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,217 sqft · built 2020 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,534 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jan 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-021-081 |
| Primary APN | 026-021-081 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,217 sqft Living Area |
| 1st Floor Area | 3,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 436,471 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3335 CARMEN LN |
|---|---|
| City | ADELAIDE |
| State | CA |
| Zip | 93446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 3-73 PAR 2 |
| Legal Subdivision | PARCEL MAP CO-68-104 |
| Legal Block | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10016 |
Source: San Luis Obispo County records · APN 026-021-081
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3335 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 10, 2021 | Intrafamily Transfer, Transfer |
| May 18, 2020 | Loan Modification, Mortgage AMERICAN FIN'L RSRCS |
| Jul 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| Aug 08, 2018 | Quit Claim Deed, Transfer PLACER TITLE COMPANY |
| Sep 05, 2018 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 04, 2020 |
| Transfer Doc | 0000010919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 33335 NACIMIENTO LAKE DRIVE, PASO ROBLES, CA 93446 |
| Document Number | 0000049707 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021049707 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3335 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8711 |
| Document Number | 0000004708 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021004708 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3337 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8711 |
| Document Number | 0000003769 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022003769 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 10, 2021 |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Document Number | 0000010919 |
| Map Reference | MB 3 PG 73 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 2021010919 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3335 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8711 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Document Number | 0000029742 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3335 NACIMIENTO LAKE DR HERITAGE RANCH CA 93446, HERITAGE RANCH, CA 93446 |
| Document Number | 0000029742 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 29742 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Document Number | 0000029546 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3330 NACIMIENTO LAKE DR HERITAGE RANCH CA 93446, HERITAGE RANCH, CA 93446 |
| Document Number | 0000029546 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 29546 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 08, 2018 |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Document Number | 0000032812 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 32812 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2372 HOLLY AVE LAKE HAVASU CITY AZ 864033754, LAKE HAVASU CITY, AZ 86403-3754 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 05, 2018 |
| Property Address | 3335 CARMEN LN, ADELAIDE, CA 93446 |
| Document Number | 0000036753 |
| Map Reference | MB3 PG73 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018036753 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | PLACER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23908 34TH AVE SE, BOTHELL, WA 98021-8919 |
| Document Number | 0000036754 |
|---|---|
| Date | Sep 05, 2018 |
| Instrument | 2018036754 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,100,216 (+2%) Land $379,670 Building $720,546 | |
| 2025 | $11,534.00 (+2.92%) Homeowner's exemption | $1,078,644 (+4.04%) Land $372,226 Building $706,418 |
| 2023 | $11,207.00 (+1.75%) | $1,036,761 Land $357,773 Building $678,988 |
| 2022 | $11,014.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Radiate Holdings.
Based on FCC filings for 14 locations within half a mile of this property.
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