3334 S Commerce St, Ardmore, OK 73401 Property Records

Carter County property record for 3334 S Commerce St, Ardmore, OK 73401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 2,430 sqft · built 1990
Lot Size	3.62 acres (157,687 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Oct 2024)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12277`

Property Details

APN / Parcel Number

Primary APN	`12277`
Alternative APN	`1990-07-05S-02E-3-003-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,430 sqft Total Area
Gross Area	420 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	157,687 sqft (3.62 acres)
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft

Exterior Amenities

Porch	Slab
Patio Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft
Storage Building	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	12277
Street Address	3334 S COMMERCE ST
City	ARDMORE
State	OK
Zip	73401-3737
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	PT OF THE NW SW: BEG 566.3 S AND 50 E OF NW/C; S89.1645E 562.45; S8.15W 311.9; N89.1645W 516.3; N 307.6 TO POB- LESS .35 AC T
Legal Range	02E
Legal Township	05S
Legal Section	07
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1030
Census Tract	893001

Owner

3334 S Commerce St, a commercial property, is owned by a company that bought it in October 2024.

Source: Carter County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	3334 S COMMERCE ST, ARDMORE, OK 73401-3737
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2013	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK
Oct 17, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK&TRUST OF ARDMOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	202410052
Deed Book / Page	7598 / 11
Record Updated	Oct 29, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	3334 S COMMERCE ST, ARDMORE, OK 73401-3737
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005753/101
Date	Aug 19, 2013
Book Page	5753/101
Instrument	2013-011183

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 17, 2024
Property Address	3334 S COMMERCE ST, ARDMORE, OK 73401-3737
Document Number	0007588/11
Book / Page	7588 / 11
Instrument Date	Oct 17, 2024
Instrument	I-2024-010052
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, TEXOMA TITLE AND CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3334 S COMMERCE ST, ARDMORE, OK 73401-3737

Mortgage

Document Number	I2024010053
Date	Oct 17, 2024
Instrument	I-2024-010053

Lender

Name	FIRST NATIONAL BANK&TRUST OF ARDMOR
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3334 S Commerce St was $2,697.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,916 (-15.25%) Land $8,998 Building $15,918	$207,631 (-15.25%) Land $74,980 Building $132,651
2025	$2,697.00	$29,399 Land $6,000 Building $23,399	$245,000 Land $50,003 Building $194,997
2023	$1,175.00	$12,828 Land $4,793 Building $8,035	$121,560 Land $50,003 Building $71,557

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3334 S Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3334 S Commerce St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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