3333 Oak Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 3333 Oak Valley Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,868 sqft · built 1964
Lot Size8.67 acres (377,665 sqft)
Owner2 Individual Names on Record
Last Sale$162,500 (Jun 2018)
Tax Bill$1,909 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051A 016

Property Details

APN / Parcel Number

Primary APN051A 016
Alternative APN
  • 340605

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,868 sqft Heated Area
Basement Area1,104 sqft
Finished Basement500 sqft
Unfinished Basement604 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialMetal
Lot Area377,665 sqft (8.67 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Canopy1,320 sqft
Utility Building80 sqft
Pole Barn2,240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number340605
Street Address3333 OAK VALLEY RD
CityTOCCOA
StateGA
Zip30577-8082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTRACT A OAK VALLEY RD
Legal Subdivision0400 - PRIMARY - AC
Legal TractA
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group4
Census Block4021
Census Tract970202

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3333 OAK VALLEY RD, TOCCOA, GA 30577-8082
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK
Jul 2, 2018Grant Deed, Transfer · Conventional Mortgage
HOMESTAR FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Deed Document Number2018723
Deed Book / Page1154 / 85
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address3333 OAK VALLEY RD, TOCCOA, GA 30577-8082
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 OAK VALLEY RD, TOCCOA, GA 30577-8082

Mortgage

Document Number0012960000000340
DateMay 11, 2022
Book Page0000001296/0000000340
Instrument000751
Lender
NameFIRST CITIZENS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateJul 2, 2018
Property Address3333 OAK VALLEY RD, TOCCOA, GA 30577-8082
Document Number0011540085
Book / Page001154 / 000085
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$162.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3333 OAK VALLEY RD TOCCOA GA 305778082, TOCCOA, GA 30577-8082

Mortgage

Document Number11540088
DateJul 2, 2018
Book Page001154/000088
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2038

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,909.00 (+16.4%) Homeowner's exemption$83,216 (+45.74%) Land $13,556 Building $69,660$208,040 (+45.74%) Land $33,889 Building $174,151
2023$1,640.00 (+0.49%) Homeowner's exemption$57,099 (+4.13%) Land $13,556 Building $43,543$142,747 (+4.13%) Land $33,889 Building $108,858
2022$1,632.00 Homeowner's exemption$54,833 Land $13,556 Building $41,277$137,081 Land $33,889 Building $103,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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