33328 Carpenter Rd, Ray, OH 45672 Property Records

Vinton County property record for 33328 Carpenter Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Lot Size	1.93 acres (84,114 sqft)
Owner	Individual Name on Record
Tax Bill	$318 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale
APN	`13-00052.000`

Property Details

APN / Parcel Number

Primary APN	`13-00052.000`

Exterior

Architectural Style	Mobile Home
Lot Area	84,114 sqft (1.93 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	728 sqft

Location & Zoning

Street Address	33328 CARPENTER RD
City	RAY
State	OH
Zip	45672-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R18 T09 S16 PT NW 1/4 1.931 A E SIDE CR31
Jurisdiction	VINTON OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4031
Census Tract	953000

Owner

Source: Vinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33328 CARPENTER RD, RAY, OH 45672-8832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK
Sep 14, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINTON OH
Property Address	33328 CARPENTER RD, RAY, OH 45672-8832
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00177/1426
Date	Oct 18, 2021
Book Page	177/1426
Instrument	202100003453

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	5.69%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

September 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	VINTON OH
Recording Date	Sep 14, 2021
Property Address	33328 CARPENTER RD, RAY, OH 45672-8832
Document Number	000177/385
Book / Page	177 / 385
Instrument Date	Jul 23, 2021
Instrument	202100003249
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33328 CARPENTER RD, RAY, OH 45672-8832
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Vinton County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Vinton County
County Subdivision	Richland Township
Unified School District	Vinton County Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$318.00 (+16.48%)	$9,900 (+36.93%) Land $5,870 Building $4,030
2024			$28,280 (+36.95%) Land $16,770 Building $11,510
2023	$273.00	$7,230 Land $4,080 Building $3,150
2021			$20,650 Land $11,650 Building $9,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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