33322 S Coves Dr, Afton, OK 74331 Property Records

Delaware County property record for 33322 S Coves Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,734 sqft · built 1984
Lot Size	0.658 acres (28,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Aug 2026)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2021 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-003-0032`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-003-0032`
Alternative APNs	`24N22E-21-0-00137-003-0032` `0016698` `16698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,734 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,677 sqft (0.658 acres)
Garage Type	Carport
Garage Area	948 sqft
Carport	Carport
Carport Area	948 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16698
Street Address	33322 S COVES DR
City	AFTON
State	OK
Zip	74331-8872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 32, BLOCK 3 2378-292 2477-396
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	3
Legal Lot Number	32
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2005
Census Tract	375804

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33322 S COVES DR, AFTON, OK 74331-8872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 5, 2021	Warranty Deed, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	20267483
Deed Book / Page	2671 / 746
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0000001426
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 17, 2026
Property Address	33322 S COVES DR, AFTON, OK 74331-8872
Document Number	0000007483
Book / Page	2671 / 746
Instrument Date	Aug 13, 2026
Instrument	20267483
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33322 S COVES DR, AFTON, OK 74331-8872

Mortgage

Document Number	0000007484,
Date	Aug 17, 2026
Instrument	20267484

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	May 5, 2021
Property Address	33322 S COVES DR, AFTON, OK 74331-8872
Document Number	002378/292
Book / Page	2378 / 292
Instrument Date	Apr 21, 2021
Instrument	2021-004551
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33322 S COVES DR, AFTON, OK 74331-8872

Mortgage

Document Number	2021004552
Date	May 5, 2021
Instrument	2021-004552

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.81%
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,867 (+3%) Land $2,248 Building $43,619	$398,844 (-9.18%) Land $19,545 Building $379,299
2025	$3,556.00 (-0.11%) Homeowner's exemption	$44,531 (+3%) Land $2,182 Building $42,349	$439,147 (-) Land $23,750 Building $415,397
2024	$3,560.00 (+5.36%) Homeowner's exemption	$43,235 (+3%) Land $2,119 Building $41,116	$439,147 (+20.31%) Land $23,750 Building $415,397
2023	$3,379.00 Homeowner's exemption	$41,976 Land $2,013 Building $39,963	$365,000 Land $17,500 Building $347,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

Nearby Properties on S Coves Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures