Guadalupe County property record for 3332 Whisper Bluff, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,458 sqft · built 2004 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,455 (May 2024) |
| Tax Bill | $6,367 (2024) |
| Deeds & Mortgages | May 2021 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3563202603800000 |
| Primary APN | 1G3563202603800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 2,957 sqft |
| 1st Floor Area | 1,049 sqft |
| 2nd Floor Area | 1,409 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3332 WHISPER BLF |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 26 LOT 38 |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 |
| Legal Tract | 38 |
| Legal Block | 26 |
| Legal Lot Number | 38 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 210613 |
Source: Guadalupe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage AHL FUNDING |
| May 3, 2024 | Vendor's Lien, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jan 9, 2017 | Warranty Deed, Transfer · FHA Mortgage PROSPECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Jan 9, 2017 · Amount on Record |
| Deed Document Number | 202410225 |
| Prior Transfer Date | May 28, 2009 |
| Prior Transfer Doc | 0000009976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099018469 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202199018469 |
| Name | AHL FUNDING |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 3, 2024 |
| Property Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Document Number | 0099010225 |
| Map Reference | VOL 6 PG 609 |
| Instrument Date | May 1, 2024 |
| Instrument | 202499010225 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5213 BOSSERMAN AVED, EL PASO, TX 79906 |
| Name | Verified Name |
|---|---|
| Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Document Number | 0099010226 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 202499010226 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 9, 2017 |
| Property Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Document Number | 0000000734 |
| Map Reference | VOL6 PG609-610 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017000734 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3332 WHISPER BLF, SCHERTZ, TX 78108-2268 |
| Document Number | 0000000735 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 2017000735 |
| Name | PROSPECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,293 (+9.27%) Land $40,703 Building $275,590 | $316,293 (+9.27%) Land $40,703 Building $275,590 | |
| 2025 | $289,469 (-5.77%) Land $28,726 Building $260,743 | $289,469 (-5.77%) Land $28,726 Building $260,743 | |
| 2024 | $6,367.00 (+6.33%) | ||
| 2023 | $5,988.00 (-5.09%) | $307,188 Land $40,007 Building $267,181 | $307,188 Land $40,007 Building $267,181 |
| 2022 | $6,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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