3331 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3331 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details1 bd · 1 ba · 518 sqft · built 1983
Lot Size8.42 acres (366,963 sqft)
Owner2 Individual Names on File
Last Sale$186,000 (Mar 2023)
Tax Bill$863 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1859-06-39-1450-03331

Property Details

APN / Parcel Number

Primary APN1859-06-39-1450-03331
Alternative APNs
  • 79487
  • 77094

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units543 Units
Stories1 Story
Building Area518 sqft Gross Area
1st Floor Area518 sqft
Basement Area66 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area366,963 sqft (8.42 acres)
Deck Area66 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number79487
Street AddressPINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 03 3331 PLAT 19-19
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

3331 Pinnacle Inn Rd is owned by two individuals who bought it in March 2023.

Source: Avery County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1153 GOLDEN STAR WAY, WAKE FOREST, NC 27587-3847
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
Jan 28, 2022Warranty Deed, Transfer · Commercial Mortgage
MOUNTAIN COMMUNITY BANK
Jun 25, 2018Deed of Trust, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Prior SaleJan 28, 2022 · Amount on File
Deed Document Number20231045
Deed Book / Page586 / 1963
Prior Transfer DateApr 15, 2016
Prior Transfer Doc0004990943
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMar 16, 2023
Property Address3331 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000001045
Book / Page586 / 1963
Map ReferenceMB 5 PG 5
Instrument DateMar 10, 2023
Instrument2023001045
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 SAINT AWDRY ST, SUMMERVILLE, SC 29485-4074

Transferred To (Grantee/Buyer)

NameVerified Name
Address1153 GOLDEN STAR WAY, WAKE FOREST, NC 27587-3847

Mortgage

Document Number0005861966
DateMar 16, 2023
Instrument586/1966
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 16, 2053
Interest
Rate TypeAdjustable Rate
Rate8.74%
Type Change DateMar 16, 2030
Change FrequencyAnnually
Min Rate At Change8.74%
Max Rate At Change10.7%
Index1-Year T-Bill
Margin3
Max Rate13.7%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 28, 2022
Property Address3331 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000663
Book / Page572 / 1821
Map ReferenceMB 5 PG 5
Instrument DateJan 25, 2022
Instrument2022000663
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5135 MONZA CT, AVE MARIA, FL 34142-5098

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 SAINT AWDRY ST, SUMMERVILLE, SC 29485-4074

Mortgage

Document Number0005721824
DateJan 28, 2022
Instrument572/1824
Lender
NameMOUNTAIN COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term241 Months
DueJan 31, 2042

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address301 PINNACLE INN RD # 3331, 3331, BEECH MOUNTAIN, NC 28604-7478
Document Number0005212251
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 19, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 PINNACLE INN RD #3331 BEECH MOUNTAIN NC 286047478, 3331, BEECH MOUNTAIN, NC 28604-7478

Mortgage

Document Number0005212251
DateJun 28, 2018
Book Page000521/002251
Instrument3538
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
AmountAmount on Record
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3331 Pinnacle Inn Rd was $863.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$863.00$82,200 Building $82,200$82,200 Building $82,200
2023$350.00$82,200 Building $82,200$82,200 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3331 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3331 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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