3331 Lock Erne Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3331 Lock Erne Ave, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 2019
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Last Sale	$344,000 (Mar 2020)
Tax Bill	$4,635 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04051L0166.000000`

Property Details

APN / Parcel Number

Primary APN	`04051L0166.000000`
Alternative APNs	`5602 58 9862` `136699`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	2,097 sqft
Attic	Attic
Attic Area	57 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Garage Type	Mixed
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Porch	Slab
Porch Area	210 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136699
Street Address	3331 LOCK ERNE AVE
City	KANNAPOLIS
State	NC
Zip	28081-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-TND
Legal Description	LT 2-166 THE VILLAGE OF KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	2-166
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3004
Census Tract	41202

Owner

3331 Lock Erne Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3331 LOCK ERNE AVE, KANNAPOLIS, NC 28081-6505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Mar 9, 2020	Special Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Book / Page	14047 / 243
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3331 LOCK ERNE AVE, KANNAPOLIS, NC 28081-6505
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015954310
Date	Apr 7, 2022
Book Page	15954/310

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 9, 2020
Property Address	3331 LOCK ERNE AVE, KANNAPOLIS, NC 28081-6505
Document Number	0014047243
Book / Page	14047 / 243
Map Reference	MB 73 PG 74
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333I LOCK ERNE AVENUE, KANNAPOLIS, NC 28081

Mortgage

Document Number	0014047245
Date	Mar 9, 2020
Instrument	14047/245

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 10, 2019
Property Address	3331 LOCK ERNE AVE, KANNAPOLIS, NC 28081-6505
Document Number	13709158
Book / Page	013709 / 000158
Instrument Date	Aug 29, 2019
Instrument	24105
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$273.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,060 Land $92,000 Building $407,060
2024			$499,060 (+47.51%) Land $92,000 Building $407,060
2023	$4,635.00	$338,320 Land $58,000 Building $280,320	$338,320 Land $58,000 Building $280,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3331 Lock Erne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3331 Lock Erne Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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