3331 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 3331 Hwy 51 S, Hernando, MS 38632

Property Summary

Property TypeOther Improved
Details55,903 sqft · built 2023
Lot Size5.69 acres (248,292 sqft)
OwnerCompany Name on File
Tax Bill$74,987 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2021 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-08-6-24-09-0-00001-00

Property Details

APN / Parcel Number

Primary APN3-08-6-24-09-0-00001-00

Interior

Building Area55,903 sqft Adjusted Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialAsbestos
Lot Area248,292 sqft (5.69 acres)
FenceFence
Total Buildings2 Buildings

Location & Zoning

Street Address3331 HIGHWAY 51 S
CityHERNANDO
StateMS
Zip38632-2724
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeC-4
Legal DescriptionRENASANT COMM S/D LOT 1
Legal SubdivisionRENASANT COMM S/D
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2020
Census Tract71123

Owner

3331 Hwy 51 S is owned by a company.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordCompany Name on File
Mailing Address1630 BONNIE LN STE 106, 106, CORDOVA, TN 38016-0515
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK
Jun 30, 2021Deed of Trust, Mortgage · Construction Mortgage
PLANTERS BANK & TRUST CO
Oct 3, 2022Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK & TRUST CO
Jul 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
PLANTERS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000096323
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateSep 25, 2026
Property Address3331 HIGHWAY 51 S, HERNANDO, MS 38632-2724
Document Number5663109031
Book / Page5663 / 109031
Instrument DateSep 24, 2026
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number5663109031,
DateSep 25, 2026
Book Page5663/109031
Lender
NamePLANTERS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 24, 2051
Interest
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3331 HIGHWAY 51 S, HERNANDO, MS 38632-2724
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3442 HIGHWAY 309 N, BYHALIA, MS 38611-8835

Mortgage

Document Number005279/345
DateJun 30, 2021
Book Page5279/345
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
AddressSOUTHAVEN, MS 38671
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term279 Months
DueSep 25, 2044
Interest
Rate TypeAdjustable Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3331 HIGHWAY 51 S, HERNANDO, MS 38632-2724
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 N GERMANTOWN PKWY, CORDOVA, TN 38016-5872

Mortgage

Document Number005612/181
DateOct 3, 2022
Book Page5612/181
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
AddressCORDOVA, TN 38016
Agreement
TypeLine of Credit
AmountAmount on Record
Term263 Months
DueSep 16, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3331 HIGHWAY 51 S, HERNANDO, MS 38632-2724
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 N GERMANTOWN PKWY, CORDOVA, TN 38016-5872

Mortgage

Document Number5660/65556
DateJul 24, 2023
Book Page5660/65556
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
AddressSOUTHAVEN, MS 38672
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term16 Months
DueNov 16, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3331 Hwy 51 S was $74,987.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,987.00$643,646 Land $55,866 Building $587,780$4,290,973 Land $372,438 Building $3,918,535
2023$7,753.00$55,866$372,438 Land $372,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3331 Hwy 51 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3331 Hwy 51 S is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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