33304 Duncan, Fraser, MI 48026 Property Records

Macomb County property record for 33304 Duncan, Fraser, MI 48026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,379 sqft
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on File
Tax Bill$2,474 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-31-477-005

Property Details

APN / Parcel Number

Primary APN03-11-31-477-005
Alternative APN
  • 1131477005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,379 sqft Living Area
1st Floor Area953 sqft
Basement Area953 sqft
Unfinished Basement953 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address33304 DUNCAN
CityFRASER
StateMI
Zip48026-1958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionKLEIN SUBDIVISION LOT 59. L8 P85. CITY OF FRASER
Legal SubdivisionKLEIN SUBDIVISION
Legal Lot Number59
JurisdictionMACOMB MI
Township / Civil DivisionFRASER
Census Block Group2
Census Block2005
Census Tract254100

Owner

33304 Duncan is owned and occupied by an individual.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address33304 DUNCAN, FRASER, MI 48026-1958
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
CHRISTIAN FINANCIAL CREDIT UNION
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateSep 9, 2026
Property Address33304 DUNCAN, FRASER, MI 48026-1958
Document Number0000085167
Book / Page30849 / 601
Instrument DateAug 14, 2026
Instrument202685167
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address33304 DUNCAN, FRASER, MI 48026-1958

Mortgage

Document Number0000085167,
DateSep 9, 2026
Book Page30849/601
Instrument202685167
Lender
NameCHRISTIAN FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term168 Months
DueSep 9, 2040
Interest
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address33304 DUNCAN, FRASER, MI 48026-1958
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address33304 DUNCAN, FRASER, MI 48026-1958

Mortgage

Document Number0000157478
DateDec 16, 2020
Book Page27257/516
Instrument2157478
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 33304 Duncan was $2,474 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityFraser City
Unified School DistrictFraser Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,800$177,600
2025$2,474.00
2023$74,900$149,800
2022$2,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33304 Duncan in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimMar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 33304 Duncan has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRASER
serves 14,297 people · EPA ID MI0002460
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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