3330 Gilbert Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3330 Gilbert Ave, Cayucos, CA 93430

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.093 acres (4,040 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2023)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-427-088`

Property Details

APN / Parcel Number

Primary APN	`064-427-088`
Alternative APN	`064427083`

Exterior

Lot Area	4,040 sqft (0.093 acres)

Location & Zoning

Street Address	3330 GILBERT AVE
City	CAYUCOS
State	CA
Zip	93430-1859
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF
Legal Description	MORRO STR UN 1 BLK 15 LT 20
Legal Subdivision	MORRO STRAND 01
Legal Block	15
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2013
Census Tract	10504

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1779 OCONNOR WAY, SAN LUIS OBISPO, CA 93405-7848
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 3, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 11, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 18, 2021	Intrafamily Transfer, Transfer
May 18, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202322735
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000022736
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 3, 2023
Property Address	3330 GILBERT AVE, CAYUCOS, CA 93430-1859
Document Number	0000022736
Map Reference	MB 3 PG 105
Instrument Date	Aug 1, 2023
Instrument	2023022736
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 OCONNOR WAY, SAN LUIS OBISPO, CA 93405-7848

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 3, 2023
Property Address	3330 GILBERT AVE, CAYUCOS, CA 93430-1859
Document Number	0000022735
Map Reference	MB 3 PG 105
Instrument Date	Jul 28, 2023
Instrument	2023022735
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 OCONNOR WAY, SAN LUIS OBISPO, CA 93405-7848

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 11, 2022
Property Address	3330 GILBERT AVE, CAYUCOS, CA 93430-1859
Document Number	0000039808
Map Reference	MB 3 PG 105
Instrument Date	Aug 3, 2022
Instrument	2022039808
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	760 VIA MONTANOSA, PLACERVILLE, CA 95667-6464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039809
Date	Oct 11, 2022
Instrument	2022039809

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2021
Property Address	3330 GILBERT AVE, CAYUCOS, CA 93430-1859
Document Number	0000037077
Map Reference	MB 3 PG 105
Instrument Date	May 18, 2021
Instrument	2021037077
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	184 BIRCH AVE # 2, 2, CAYUCOS, CA 93430-1104

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2021
Property Address	3330 GILBERT AVE, CAYUCOS, CA 93430-1859
Document Number	0000037076
Map Reference	MB 3 PG 105
Instrument Date	May 18, 2021
Instrument	2021037076
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BIRCH AVE # 2, 2, CAYUCOS, CA 93430-1104

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$130,050 (+2%) Land $130,050
2025	$1,354.00 (-13.43%)	$127,500 (-12.07%) Land $127,500
2023	$1,564.00 (+25.42%)	$145,000 Land $145,000
2022	$1,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch WiFi.

Nearby Properties on Gilbert Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures