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3329 Cypress Point Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3329 Cypress Point Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1998
Lot Size0.176 acres (7,710 sqft)
OwnerIndividual Name on Record
Tax Bill$5,285 (2025)
Deeds & MortgagesMay 2021 Sale
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN86077

Property Details

APN / Parcel Number

Primary APN86077
Alternative APN
  • 162630126600010390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Heated Area
Gross Area2,059 sqft
1st Floor Area1,431 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,710 sqft (0.176 acres)
Lot Dimensions110 ft deep x 71 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number86077
Street Address3329 CYPRESS POINT CIR
CitySAINT CLOUD
StateFL
Zip34772-8884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionCYPRESS POINT UNIT TWO PB 9 PG 37-38 LOT 39
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCYPRESS POINT UN 1
Legal Tract1266
Legal Block1
Legal Lot Number39
Legal UnitW
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2003
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8654 FORT JEFFERSON BLVD, ORLANDO, FL 32822-7474
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jun 12, 2020Loan Modification, Mortgage · FHA Mortgage
SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2025
Deed SaleJul 10, 2025
Prior SaleMar 14, 2014 · Amount on Record
Deed Document Number0068221119
Deed Book / Page5958 / 588
Prior Transfer DateMay 14, 2021
Prior Transfer Doc2021074326
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 14, 2021
Property Address3329 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8884
Document Number0059580588
Book / Page5958 / 588
Map ReferenceMB 9 PG 37&38
Instrument DateMay 7, 2021
Instrument2021074326
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,823.50
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14252 BOCA KEY DR, ORLANDO, FL 32824-5237

Transferred To (Grantee/Buyer)

NameVerified Name
Address8654 FORT JEFFERSON BLVD, ORLANDO, FL 32822-7474
InvestorPossibly a Property Investor

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3329 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8884
Document Number0057750007
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3329 CYPRESS POINT CIR ST CLOUD FL 347728884, ST CLOUD, FL 34772-8884

Mortgage

Document Number0057750007
DateAug 17, 2020
Book Page005775/000007
Instrument107760
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,285.00 (+11.69%)$295,100 (+5.69%) Land $60,000 Building $235,100$295,100 (+5.69%) Land $60,000 Building $235,100
2023$4,732.00 (+13.1%)$279,200 (+20.34%) Land $55,000 Building $224,200$279,200 (+20.34%) Land $55,000 Building $224,200
2022$4,184.00$232,000 Land $50,000 Building $182,000$232,000 Land $50,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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