3328 Pencombe Pl, Flint, MI 48503 Property Records

Genesee County property record for 3328 Pencombe Pl, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1965
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2022)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-14-177-013`

Property Details

APN / Parcel Number

Primary APN	`40-14-177-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	825 sqft
Basement Area	537 sqft
Unfinished Basement	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	90.2 ft deep x 45.1 ft wide
Garage Area	226 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3328 PENCOMBE PL
City	FLINT
State	MI
Zip	48503-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	GLENDALE PART OF LOTS 470 AND 471 BEG AT SWLY COR OF SD LOT 470; TH NLY ALG WLY LINE OF SD LOTS 470 AND 471, 59 FT; TH SELY
Legal Subdivision	GLENDALE
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	5
Census Block	5002
Census Tract	1600

Owner

3328 Pencombe Pl is owned and occupied by an individual who bought it in August 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3328 PENCOMBE PL, FLINT, MI 48503-2351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 29, 2020	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS
Dec 9, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	202255566
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 9, 2022
Property Address	3328 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	0000055566
Map Reference	MB 15 PG 16-18
Instrument Date	Aug 4, 2022
Instrument	202208090055566
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 NW 96TH ST # ST203, ST203, KANSAS CITY, MO 64155-2376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 FLAMINGO DR, MOUNT MORRIS, MI 48458-2717

Mortgage

Document Number	0000055532
Date	Aug 9, 2022
Instrument	202208090055532

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 29, 2020
Property Address	3328 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	0000066866
Instrument Date	Jun 9, 2020
Instrument	66866
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6807 PARKBELT DR FLINT MI 485051938, FLINT, MI 48505-1938

Mortgage

Document Number	66867
Date	Sep 29, 2020
Instrument	66867

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 9, 2019
Property Address	3328 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	201912090075085
Instrument Date	Nov 15, 2019
Instrument	201912090075085
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5436 TORREY RD, 5436, FLINT, MI 48507-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 PENCOMBE PL, FLINT, MI 48503-2351

Tax Assessment & Valuation

The 2025 property tax bill for 3328 Pencombe Pl was $2,368 with a homeowner's exemption, down 1.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,100 (-1.76%)	$78,200 (-1.76%)
2025	$2,368.00 (-1.91%) Homeowner's exemption	$39,800	$79,600
2024	$2,414.00
2023		$38,400	$76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3328 Pencombe Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3328 Pencombe Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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