3328 Emerald Pointe Ct, Monroe, NC 28110 Property Records

Union County property record for 3328 Emerald Pointe Ct, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,903 sqft Living Area
Lot Size	46,566 sqft (1.06 acres)
Occupancy	Owner Occupied
Last Sale	$266,000 (2019)
Tax Bill	$2,714.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-137-128`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,903 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Lot Area	46,566 sqft (1.06 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Deck Area	168 sqft Deck
Patio Area	168 sqft Patio
Porch Area	87 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3328 EMERALD POINTE CT
City	MONROE
State	NC
Zip	28110-2301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#1 EMERALD ESTATES OPCN497
Legal Subdivision	CONTAINING 1
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1007
Census Tract	20401

Owner

Source: Union County records · APN 09-137-128

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3328 EMERALD POINTE CT, MONROE, NC 28110-2301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 15, 2019	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU
Mar 22, 2018	Grant Deed CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Doc Number	20193917
Deed Book / Page	7314 / 587
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3328 EMERALD POINTE CT, MONROE, NC 28110-2301
Transaction Type	Mortgage
Record Updated	Apr 07, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008434704
Date	Mar 25, 2022
Book Page	8434/704
Instrument	11077

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 15, 2019
Property Address	3328 EMERALD POINTE CT, MONROE, NC 28110-2301
Document Number	0007314587
Book / Page	7314 / 587
Map Reference	CAB N FILE 497
Instrument Date	Feb 05, 2019
Instrument	0003917
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 EMERALD POINTE CT, MONROE, NC 28110-2301

Mortgage

Document Number	0000003918
Date	Feb 15, 2019
Instrument	0003918

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2018
Property Address	3328 EMERALD POINTE CT, MONROE, NC 28110-2301
Document Number	7122607
Book / Page	007122 / 000607
Instrument Date	Mar 09, 2018
Instrument	7294
Record Updated	Apr 06, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3345 EMERALD POINTE CT MONROE NC 28110, MONROE, NC 28110

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+43.98%)	$534,100 (+89.6%) Land $99,800 Building $434,300	$534,100 (+89.6%) Land $99,800 Building $434,300
2023	$1,885.00	$281,700 Land $40,800 Building $240,900	$281,700 Land $40,800 Building $240,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

3328 Emerald Pointe Ct, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Grant Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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