3328 E Terrace St, Seattle, WA 98122 Property Records

King County property record for 3328 E Terrace St, Seattle, WA 98122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,660 sqft · built 1925
Lot Size	0.231 acres (10,055 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Jun 2019)
Tax Bill	$17,226 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427890-0175`

Property Details

APN / Parcel Number

Primary APN	`427890-0175`
Alternative APN	`427890017507`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,180 sqft
2nd Floor Area	880 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Lot Area	10,055 sqft (0.231 acres)
View / Lot	Water View
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	427890017507
Street Address	3328 E TERRACE ST
City	SEATTLE
State	WA
Zip	98122-6456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	LESCHI HEIGHTS ADD E 20 FT OF 5 & ALL 6
Legal Range	04
Legal Township	25
Legal Section	34
Legal Subdivision	LESCHI HEIGHTS ADD
Legal Block	4
Legal Lot Number	5-6
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2025
Census Tract	7800

Owner

3328 E Terrace St is owned and occupied by two individuals who bought it in June 2019.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Jun 23, 2020	Deed of Trust, Mortgage WASHINGTON ST EMP CU
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Apr 3, 2012 · Amount on File
Deed Document Number	20191280
Prior Transfer Date	Jul 9, 1992
Prior Transfer Doc	0007102046
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241
Date	Oct 27, 2025
Instrument	20251027000241

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000763
Date	Feb 9, 2022
Instrument	20220209000763

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456
Document Number	0000001085
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3328 E TERRACE ST SEATTLE WA 981226456, SEATTLE, WA 98122-6456

Mortgage

Document Number	0000001085
Date	Jun 29, 2020
Instrument	202006291085

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 14, 2019
Property Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456
Document Number	0000001280
Map Reference	VOL 14 PG 58
Instrument Date	May 30, 2019
Instrument	20190614001280
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 E TERRACE ST, SEATTLE, WA 98122-6456

Mortgage

Document Number	0000001281
Date	Jun 14, 2019
Instrument	20190614001281

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3328 E Terrace St was $17,226.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,226.00
2025		$1,638,000 (+3.21%) Land $1,449,000 Building $189,000	$1,638,000 (+3.21%) Land $1,449,000 Building $189,000
2024	$15,560.00	$1,587,000 Land $1,449,000 Building $138,000	$1,587,000 Land $1,449,000 Building $138,000
2022	$14,758.00	$1,711,000 Land $1,351,000 Building $360,000	$1,711,000 Land $1,351,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3328 E Terrace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3328 E Terrace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

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