McLennan County property record for 3328 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,489 sqft · built 1950 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,522 (Dec 2024) |
| Tax Bill | $2,343 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-012200-058200-9 |
| Primary APN | 48-012200-058200-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| 1st Floor Area | 1,489 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 66 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3328 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT 8 BLOCK 46 ACRES .1894 |
| Legal Subdivision | DEAN |
| Legal Block | 46 |
| Legal Lot Number | 8 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2700 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3328 CUMBERLAND AVE, WACO, TX 76707-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2024 | Vendor's Lien, Transfer · Commercial Mortgage MADISON RIVER HOLDINGS LLC |
| Mar 27, 2017 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on Record |
| Deed Sale | Dec 2, 2024 · Amount on Record |
| Prior Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 202444134 |
| Prior Transfer Date | Mar 16, 2017 |
| Prior Transfer Doc | 0000009429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 2, 2024 |
| Property Address | 3328 CUMBERLAND AVE, WACO, TX 76707-1225 |
| Document Number | 0000044134 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2024044134 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4914 FORT AVE, WACO, TX 76710-5959 |
| Name | Verified Name |
|---|---|
| Address | 3328 CUMBERLAND AVE, WACO, TX 76707-1225 |
| Document Number | 0000044135 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 2024044135 |
| Name | MADISON RIVER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 27, 2017 |
| Property Address | 3328 CUMBERLAND AVE, WACO, TX 76707-1225 |
| Document Number | 0000009429 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 9429 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3328 CUMBERLAND AVE WACO TX 767071225, WACO, TX 76707-1225 |
| Document Number | 9430 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 9430 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 4914 FORT AVE, WACO, TX 76710-5959 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,489 (-4.15%) Land $24,008 Building $153,481 | $177,489 (-4.15%) Land $24,008 Building $153,481 | |
| 2025 | $2,343.00 (-43.09%) Homeowner's exemption | $185,180 (+7.41%) Land $21,780 Building $163,400 | $185,180 (+7.41%) Land $21,780 Building $163,400 |
| 2024 | $4,117.00 (+6.52%) | ||
| 2023 | $172,400 Land $21,780 Building $150,620 | $172,400 Land $21,780 Building $150,620 | |
| 2022 | $3,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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