Monroe County property record for 3328 4th St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,192 sqft · built 1935 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jul 2018) |
| Tax Bill | $2,793 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-217-01 |
| Primary APN | 07-776-217-01 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Area | 1,316 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3328 4TH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | SEC 35 T6S R9E THE TOWNSHIP OF FRENCHTOWN, MONROE COUNTY, MICHIGAN, LOT 217 & 218 & 219 DETROIT BEACH SUBDIVISION, ACCORDING |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 217-219 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 831300 |
3328 4th St is owned and occupied by two individuals who bought it in July 2018.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Aug 21, 2018 | Quit Claim Deed, Transfer HASSETT TITLE COMPANY |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Prior Sale | Apr 29, 2010 · Amount on File |
| Deed Document Number | 201813082 |
| Prior Transfer Date | Apr 12, 2010 |
| Prior Transfer Doc | 201008517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Document Number | 0000019107 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R19107 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Document Number | 0000016707 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021R16707 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Document Number | 0000010066 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023R10066 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | SYLVANIA, OH 43560 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 21, 2018 |
| Property Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Document Number | 0000014805 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 14805 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | HASSETT TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3328 4TH ST MONROE MI 481624916, MONROE, MI 48162-4916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 24, 2018 |
| Property Address | 3328 4TH ST, MONROE, MI 48162-4916 |
| Document Number | 2018R13082 |
| Map Reference | LB 399 PG 341 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2018R13082 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15516 PARKSIDE ST, MONROE, MI 48161-3943 |
| Document Number | 0000013083 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018R13083 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3328 4th St was $2,793 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,400 Land $106,400 | $212,800 Land $212,800 | |
| 2025 | $2,793.00 Homeowner's exemption | ||
| 2023 | $2,446.00 Homeowner's exemption | $74,300 | $148,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3328 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3328 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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