3327 Ox Bow Bend Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 3327 Ox Bow Bend Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2022
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Company Names on File
Last Sale	$48,000 (Apr 2021)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206-11-392`

Property Details

APN / Parcel Number

Primary APN	`206-11-392`

Interior

Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	2,003 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	624 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3327 OX BOW BEND RD
City	OVERGAARD
State	AZ
Zip	85933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	ZANE GREY ACRES #5 LOT 397
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	ZANE GREY ACRES #5
Legal Lot Number	397
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2014
Census Tract	963700

Owner

3327 Ox Bow Bend Rd is owned by a company that bought it in April 2021.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	1423 E CITATION LN, TEMPE, AZ 85284-1602
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORPORATION
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2021	Warranty Deed, Transfer DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
Apr 20, 2021	Warranty Deed, Transfer AMERICAN TITLE SERVICES AGENCY/AZ, AMERICAN TITLE SERVICE AGCY
Oct 21, 2020	Foreclosure NOT AVAILABLE
Oct 2, 2019	Warranty Deed, Transfer · Conventional with PMI CHARLENE G BRUMMER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20218547
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0000011521
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	May 21, 2026
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933
Document Number	0000007315
Instrument Date	May 15, 2026
Instrument	20267315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933

Mortgage

Document Number	0000007315,
Date	May 21, 2026
Instrument	20267315

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015608
Date	Nov 1, 2023
Instrument	2023-15608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 28, 2021
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933
Document Number	0000024556
Map Reference	MB 8 PG 17-19
Instrument Date	Oct 28, 2021
Instrument	2021-24556
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1423 E CITATION LN, TEMPE, AZ 85284-1602

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 20, 2021
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933
Document Number	0000008547
Map Reference	MB 8 PG 17-19
Instrument Date	Apr 15, 2021
Instrument	2021-08547
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	AMERICAN TITLE SERVICES AGENCY/AZ, AMERICAN TITLE SERVICE AGCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2817 W MURIEL DR, PHOENIX, AZ 85053-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11631 N 40TH WAY, PHOENIX, AZ 85028-2216

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	NAVAJO AZ
Recording Date	Oct 21, 2020
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933-5277
Document Number	0000021227
Instrument Date	Oct 14, 2020
Instrument	21227
Transaction Type	Foreclosure
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2818 W MURIEL DR PHOENIX AZ 850531943, PHOENIX, AZ 85053-1943

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2019
Property Address	3327 OX BOW BEND RD, OVERGAARD, AZ 85933-5277
Document Number	0000015437
Instrument Date	Aug 27, 2019
Instrument	15437
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9089 E 31ST LN YUMA AZ 853655101, YUMA, AZ 85365-5101

Mortgage

Document Number	15438
Date	Oct 2, 2019
Instrument	15438

Lender

Name	CHARLENE G BRUMMER
Address	2818 W MURIEL DR, PHOENIX, AZ 85053-1943
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3327 Ox Bow Bend Rd was $3,251.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$552,718 Land $60,032 Building $492,686
2025	$3,251.00	$51,605 Land $5,787 Building $45,818	$516,051 Land $57,869 Building $458,182
2023	$477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3327 Ox Bow Bend Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3327 Ox Bow Bend Rd is high, ranking above 75% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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