3326 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3326 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$100,000 (Jan 2010)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-08-7920`

Property Details

APN / Parcel Number

Primary APN	`8402-01-08-7920`
Alternative APNs	`34180201087920` `02183401087920` `3937945.0` `3937945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	2,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Screened/Unfinished Porch
Porch Area	60 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3937945
Street Address	3326 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 8792 & 8793 BLK 282 FLORIDA SHORES NO 9 MB 23 PG 134 PER OR 4808 PG 4220 PER OR 6396 PG 4193 PER OR 6438 PG 0619
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	282
Legal Lot Number	8792
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1088
Census Tract	83007

Owner

Source: Volusia County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI SPACE COAST CU
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2010 · Amount on Record
Deed Sale	Jan 21, 2010 · Amount on Record
Prior Sale	Sep 16, 2009
Deed Document Number	201010950
Deed Book / Page	6438 / 619
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0088203668
Date	Mar 2, 2026
Book Page	8820/3668
Instrument	2026037165

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074311279
Date	Aug 2, 2017
Book Page	7431/1279
Instrument	2017-151538

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0081714213
Date	Dec 15, 2021
Book Page	8171/4213
Instrument	2021-299147

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0081702687
Date	Dec 13, 2021
Book Page	8170/2687
Instrument	2021-297140

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Document Number	0077740950
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3326 NEEDLE PALM DR EDGEWATER FL 321416720, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0077740950
Date	Nov 15, 2019
Book Page	007774/000950
Instrument	225067

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Document Number	0075992501
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3326 NEEDLE PALM DR EDGEWATER FL 321416720, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0075992501
Date	Sep 20, 2018
Book Page	007599/002501
Instrument	189709

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2033

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3326 NEEDLE PALM DR, EDGEWATER, FL 32141-6720
Document Number	0075634492
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 NEEDLE PALM DR EDGEWATER FL 321416720, EDGEWATER, FL 32141-6720

Mortgage

Document Number	0075634492
Date	Jun 26, 2018
Book Page	007563/004492
Instrument	129527

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,698 (+2.7%)	$338,618 (+1.5%) Land $54,000 Building $284,618
2025	$2,093.00 (+3.36%) Homeowner's exemption	$156,474 (+5.99%)	$333,605 (+5.85%) Land $54,000 Building $279,605
2023	$2,025.00 (+2.79%) Homeowner's exemption	$147,636 (+3%)	$315,180 (+11.55%) Land $34,000 Building $281,180
2022	$1,970.00 Homeowner's exemption	$143,336	$282,534 Land $29,600 Building $252,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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