3325 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 3325 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1983
Lot Size	9.76 acres (425,146 sqft)
Owner	Individual Name on Record
Last Sale	$168,400 (Sep 2019)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06129400000400`

Property Details

APN / Parcel Number

Primary APN	`06129400000400`
Alternative APN	`61-06-129-400-0004-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Lot Area	425,146 sqft (9.76 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3325 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 29 T11N R17W S 330.42 FT OF N 660.42 FT OF NE 1/4 OF SE 1/4 E 33 FT FOR RD
Legal Range	17W
Legal Township	11N
Legal Section	29
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2013
Census Tract	3500

Owner

Source: Muskegon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3325 ORSHAL RD, WHITEHALL, MI 49461-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20195666298
Deed Book / Page	4200 / 576
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0005525519
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	3325 ORSHAL RD, WHITEHALL, MI 49461-9696
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 ORSHAL RD, WHITEHALL, MI 49461-9696

Mortgage

Document Number	004297/141
Date	Apr 12, 2022
Book Page	4297/141
Instrument	5762767

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2062

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 24, 2019
Property Address	3325 ORSHAL RD, WHITEHALL, MI 49461-9696
Document Number	004200/576
Book / Page	4200 / 576
Instrument Date	Sep 5, 2019
Instrument	5666298
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3325 ORSHAL RD, 3325, MUSKEGON, MI 49441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 ORSHAL RD, MUSKEGON, MI 49441

Mortgage

Document Number	0004200577
Date	Sep 24, 2019
Instrument	4200/577

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,800 (+9.45%)	$275,600 (+9.45%)
2025	$2,694.00 Homeowner's exemption	$125,900	$251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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