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3325 McCowan Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3325 McCowan Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,064 sqft · built 1967
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2014)
Tax Bill$5,419 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone AE (high risk)
APN256-0221-010-0000

Property Details

APN / Parcel Number

Primary APN256-0221-010-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,064 sqft Living Area
1st Floor Area2,064 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleH-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area10,890 sqft (0.25 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3325 MCCOWAN WAY
CityCARMICHAEL
StateCA
Zip95608-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionWOODCREST ESTATES 02, LOT 67
Legal SubdivisionWOODCREST ESTATES 02
Legal Lot Number67
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4000
Census Tract5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3325 MCCOWAN WAY, CARMICHAEL, CA 95608-3133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2014 · Amount on Record
Deed SaleSep 23, 2014 · Amount on Record
Prior SaleApr 29, 1994 · Amount on Record
Deed Book / Page20140923 / 1071
Prior Transfer DateJan 14, 2005
Prior Transfer Doc0000000187
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3325 MCCOWAN WAY, CARMICHAEL, CA 95608-3133
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 MCCOWAN WAY, CARMICHAEL, CA 95608-3133

Mortgage

Document Number0000001314
DateMay 24, 2021
Instrument202105241314
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3325 MCCOWAN WAY, CARMICHAEL, CA 95608-3133
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 MCCOWAN WAY, CARMICHAEL, CA 95608-3133

Mortgage

Document Number5240000001314
DateMay 24, 2021
Book Page20210524/1314
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$459,696 (+2%) Land $122,584 Building $337,112
2025$5,419.00 (+0.97%)$450,683 (+4.04%) Land $120,181 Building $330,502
2024$5,367.00 (+2.58%)
2023$5,232.00 (+0.56%)$433,184 Land $115,515 Building $317,669
2022$5,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims19 (1986–2021)
Claims Outside the SFHA6 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Succeed.Net.

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