3325 Mangrove Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3325 Mangrove Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-1890-0190-0030`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-1890-0190-0030`
Alternative APNs	`00154503` `154503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	104 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00154503
Street Address	3325 MANGROVE DR
City	HERNANDO BEACH
State	FL
Zip	34607-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RETREATS UNIT 1 BLK 19 W7 FT OF LOT 3 AND ALL OF LOTS 4 & 5
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 1
Legal Block	19
Legal Lot Number	3 5
Legal Unit	1
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2022
Census Tract	41501

Owner

3325 Mangrove Dr is owner-occupied and held in a trust since September 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	3325 MANGROVE DR, HERNANDO BEACH, FL 34607-2842
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Mar 3, 2003
Last Transfer Date	Sep 11, 2025
Transfer Doc	0046080652
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 11, 2025
Property Address	3325 MANGROVE DR, HERNANDO BEACH, FL 34607-2842
Document Number	0046080652
Book / Page	4608 / 652
Map Reference	MB 6 PG 78
Instrument Date	Aug 28, 2025
Instrument	2025063266
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3325 MANGROVE DR, HERNANDO BEACH, FL 34607-2842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 MANGROVE DR, HERNANDO BEACH, FL 34607-2842

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3325 MANGROVE DR, HERNANDO BEACH, FL 34607-2842
Document Number	0034590359
Book / Page	003459 / 000359
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3325 MANGROVE DR HERNANDO BEACH FL 346072842, HERNANDO BEACH, FL 34607-2842

Mortgage

Document Number	0034590359
Date	Apr 11, 2017
Book Page	003459/000359
Instrument	20705

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3325 Mangrove Dr was $3,352 with an additional exemption, down 12.8% from the year before.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,352.00 (-12.75%) Additional exemption filed	$274,304 (+2.9%)	$524,073 (-0.32%) Land $396,727 Building $127,346
2024	$3,842.00 Additional exemption filed	$266,573 (+6.1%)	$525,750 Land $396,727 Building $129,023
2023		$251,253 Land $133,551 Building $117,702
2022	$3,214.00		$521,345 Land $396,727 Building $124,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3325 Mangrove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3325 Mangrove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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