3325 Lone Hill Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 3325 Lone Hill Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,889 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,995,000 (Sep 2020)
Tax Bill	$24,518 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-390-33-00`

Property Details

APN / Parcel Number

Primary APN	`264-390-33-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,889 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	87,120 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3325 LONE HILL LN
City	ENCINITAS
State	CA
Zip	92024-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 56 TR 012780
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012780
Legal Block	2
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2024
Census Tract	17113

Owner

3325 Lone Hill Ln is owned and occupied by two individuals who bought it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Sep 15, 2020	Grant Deed, Transfer · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANTANGELO FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Mar 30, 2001 · Amount on File
Deed Document Number	2020541086
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0000616980
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263

Mortgage

Document Number	0000066116
Date	Mar 11, 2026
Instrument	2026-0066116

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263

Mortgage

Document Number	0000100342
Date	Apr 23, 2024
Instrument	2024-0100342

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263

Mortgage

Document Number	0000682616
Date	Sep 29, 2021
Instrument	2021-0682616

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2020
Property Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Document Number	0000541086
Map Reference	MAP 12780
Instrument Date	Aug 5, 2020
Instrument	2020-0541086
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263

Mortgage

Document Number	0000541087
Date	Sep 15, 2020
Instrument	2020-0541087

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3325 LONE HILL LN, ENCINITAS, CA 92024-7263
Document Number	0000533353
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3325 LONE HILL LN ENCINITAS CA 920247263, ENCINITAS, CA 92024-7263

Mortgage

Document Number	0000533353
Date	Nov 18, 2019
Instrument	533353

Lender

Name	SANTANGELO FAMILY TRUST (PT)
Address	5810 EL CAMINO REAL # D, CARLSBAD, CA 92008-8819

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3325 Lone Hill Ln was $24,518.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,202,638 (+2%) Land $993,671 Building $1,208,967
2025	$24,518.00	$2,159,450 Land $974,188 Building $1,185,262
2023	$23,166.00 (+1.09%)	$2,075,598 Land $936,360 Building $1,139,238
2022	$22,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3325 Lone Hill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3325 Lone Hill Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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